118 GARNET PLACE, INTERLACHEN, FL, 32148
Active24 days on marketListed Sep 18, 2026MLS #GC543627
About this home
118 GARNET PLACE
Situated on 4.27 private acres in Interlachen, this 4-bedroom, 3-bath home offers over 2,500 square feet of living space. The open floor plan features high ceilings, spacious bedrooms, a mother-in-law suite, and spacious kitchen and living areas. There is also a separate office, Florida room overlooking the backyard, and an indoor laundry room. Outside, you’ll find a great mix of open usable yard and wooded privacy. A large portion of the cleared homesite is fenced, with plenty of room to spread out and make use of the surrounding acreage.. The property also includes a detached storage building, covered carport, and mature trees. Located outside the incorporated Town of Interlachen with no HOA.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,582
Sqft
4.27 ac
Lot size
2005
Year built
One
Levels
$149
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,811 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,811/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.2%
$/sqft vs N/A
$149 vs $274
Days on market
24 vs 95 typical
Where $149/sqft sits among the 244 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Interlachen
Get to know Interlachen. See the full Interlachen guide →
INTERLACHEN 32148 — neighborhood snapshot
Population
11,580
Median age
42.9
Median income
$45,320
Median home value
$87,800
Avg household
2.5
Households w/ children
1,389
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Interlachen market
$145K → $94K
Interlachen median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
137 of 244
N/A have cut their price
Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3100% above the INTERLACHEN 32148 median. See the full Interlachen market guide →
Paper trail
This home's history
Reality check
What actually sold near 118 GARNET PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$254,000
Carr 156 KM 12.1 INT BO. PALO HINCADO · same community
5 bd · 2.5 ba · 2,510 sqft · $101/sqft · 79 DOM
Sold · Apr ’26$417,000
30768 PRESTWICK AVENUE · same community
3 bd · 2 ba · 1,998 sqft · $209/sqft · 6 DOM
Sold · Dec ’25$950,000
4701 NE JACKSONVILLE ROAD · same community
5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 118 GARNET PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 118 GARNET PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
118 GARNET PLACE FAQs
What would the monthly payment be for 118 GARNET PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,811/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 118 GARNET PLACE?+
The most recent tax bill on record (2025) was $2,649. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Interlachen?+
At $384,000, this home is listed about 57% above the Interlachen median of $244,450. The market section on this page shows how the area is trending.
Which schools are assigned to 118 GARNET PLACE?+
Interlachen Junior-Senior High School (high), Ochwilla Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STEWART REALTY & MANAGEMENT, LLC · Angela Stewart. MLS #GC543627.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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