SE 4TH AVE, MELROSE, FL, 32666
Active46 days on marketListed Sep 21, 2026MLS #GC543660
About this home
SE 4TH AVE
Discover the perfect place to build your dream home in beautiful Melrose, Florida! This stunning 1-acre vacant lot in the charming Seminole Ridge subdivision offers the space, tranquility, and natural beauty you've been looking for. With paved road access from SE 3rd Ave and SE 4th Ave, this property provides convenient access while maintaining the peaceful atmosphere of a quiet, welcoming community. One of the standout features is access to Lake Santa Fe through a private boat ramp, offering opportunities to enjoy boating, fishing, and the laid-back lake lifestyle that makes this area so special. Whether you're dreaming of a peaceful retreat or a place to build your forever home, this beautiful lot is ready for your vision. Located in the quiet, charm-filled town of Melrose, you'll enjoy the best of small-town living surrounded by Florida's natural beauty. Bring your plans and start building the home you've always imagined!
Facts & features
The home at a glance
1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$681 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$681/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
6,662
Median age
58.9
Median income
$68,765
Median home value
$218,000
Avg household
2.34
Households w/ children
418
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$273K → $288K
Melrose median sold, yr/yr
91.8%
Sale-to-list ratio (12 mo)
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near SE 4TH AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$159,000
468 SE 18TH STREET
2 bd · 2 ba · 1,156 sqft · $138/sqft · 0 DOM
Sold · Aug ’26$330,000
601 SE 4TH AVENUE
3 bd · 2 ba · 1,371 sqft · $241/sqft · 19 DOM
Sold · Aug ’26$84,000
25327 NE STATE ROAD 26
2 bd · 2 ba · 1,400 sqft · $60/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about SE 4TH AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SE 4TH AVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
SE 4TH AVE FAQs
What would the monthly payment be for SE 4TH AVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $681/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at SE 4TH AVE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on SE 4TH AVE?+
The most recent tax bill on record (2026) was $495. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at SE 4TH AVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melrose?+
At $65,000, this home is listed about 84% below the Melrose median of $398,000. The market section on this page shows how the area is trending.
Which schools are assigned to SE 4TH AVE?+
Keystone Heights Elementary (elementary), Keystone Heights Junior/Senior High (high) — Clay County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MOMENTUM REALTY - GAINESVILLE · Chelsey Grove. MLS #GC543660.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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