CENTURY 21 Edge
$700,0002 bd2 ba1,637 sqft$428 /sqft≈$4,353 /mo all-in ↓

2451 NE 120TH STREET, CHIEFLAND, FL, 32626

Active18 days on marketListed Sep 24, 2026MLS #GC543688

Private poolSingle Family ResidenceNOT IN SUBDIVISION

About this home

2451 NE 120TH STREET

20 ACRES, PRIVACY AND AN EXCEPTIONAL CUSTOM-BUILT HOME! Home is where the heart is—and you may fall in love before you ever reach the front door. An azalea lined driveway winds beneath mature live oaks and Spanish moss, setting the tone before the home even comes into view. Set well back from the paved road and surrounded by farmland, this stunning coastal farmhouse was thoughtfully designed with attention to detail throughout. A full-width front porch welcomes you into a light-filled interior featuring hardwood floors, 10' ceilings, crown molding, plantation shutters and thoughtfully placed transom windows that add character and natural light. The open floor plan centers around an impressive kitchen with custom farmhouse cabinetry, a large center island, breakfast bar and pantry, flowing into the spacious living area with a soaring cathedral ceiling. 36” doors throughout the home allow for easy living. The primary suite features separate walk-in closets and a beautifully finished en-suite bath with tile floors, dual vanities and an oversized custom shower with dual shower heads. French doors open from the main living area to a large screened porch overlooking the property. Outside, the lifestyle continues with a swimming pool and outdoor shower, a fenced garden with raised garden beds and drip irrigation, custom chicken coop and multiple barns (all with water and electric). The outbuildings are a major part of what sets this property apart. Improvements include a fully enclosed workshop with a storage loft and attached carport, an open pole barn, and a partially enclosed livestock barn with concrete floor. A 12 x 20 climate controlled building with sink and running water is ideal for a home office, gym, studio—or space for additional guests. A 20KW whole-house Generac generator with buried propane tank adds peace of mind. Approximately 15 acres of planted pines provide privacy, recreational opportunities and future timber potential. With 20 acres and plenty of open space, there is also room for horses, livestock or additional pasture. Every detail of this home and property has been maintained and improved to the highest standards. Come take a look. YOU WON'T BE DISAPPOINTED--and you may never want to leave!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,637

Sqft

20 ac

Lot size

2

Garage

2010

Year built

One

Levels

$428

Per sqft

Private poolPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationStem Wall
FacesSouth
ExteriorFrench Doors · Rain Gutters · Storage

Community & fees

Taxes (2025)$1,841/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Underground Utilities
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,353 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property tax — 2025 actual bill$153
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$4,353/mo

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property taxes (actual bill)$153
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NOT IN SUBDIVISION

$428 vs $241

Days on market

18 vs 71 typical

Where $428/sqft sits among the 135 homes for sale in NOT IN SUBDIVISION

63
33
18
4 · this home
3
14
$148–233$233–317$317–402$402–486$486–571$571+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Chiefland

Get to know Chiefland. See the full Chiefland guide →

CHIEFLAND 32626 — neighborhood snapshot

Population

8,994

Median age

46.3

Median income

$49,643

Median home value

$160,900

Avg household

2.43

Households w/ children

898

The numbers that matter

The Chiefland market

Seller’s marketBalanced — 6.1 months of inventoryBuyer’s market

$270K → $262K

Chiefland median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

79 of 135

NOT IN SUBDIVISION have cut their price

Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 279% above the CHIEFLAND 32626 median. See the full Chiefland market guide →

Paper trail

This home's history

Sep 24, 2026Listed at $700,000 · 18 days on market since
2010Built · NOT IN SUBDIVISION

Reality check

What actually sold near 2451 NE 120TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2120 HELWYN ROADSold · Mar ’26

$205,000

2120 HELWYN ROAD · same community

3 bd · 2 ba · 1,620 sqft · $127/sqft · 121 DOM

8929 HARRISON ROADSold · Sep ’26

$310,000

8929 HARRISON ROAD · same community

2 bd · 1 ba · 1,524 sqft · $203/sqft · 0 DOM

1805 S LAKE REEDY BLVDSold · Feb ’26

$180,000

1805 S LAKE REEDY BLVD · same community

3 bd · 2 ba · 1,518 sqft · $119/sqft · 227 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2451 NE 120TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2451 NE 120TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2451 NE 120TH STREET FAQs

What would the monthly payment be for 2451 NE 120TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,353/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2451 NE 120TH STREET?+

The most recent tax bill on record (2025) was $1,841. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2451 NE 120TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Chiefland?+

At $700,000, this home is listed about 77% above the Chiefland median of $394,999. The market section on this page shows how the area is trending.

Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Gwen Smith. MLS #GC543688.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2451 NE 120TH STREET, CHIEFLAND, FL — 2 Bed, 2 Bath — $700,000 | CENTURY 21 Edge