
237 NW LOWER SPRINGS ROAD, LAKE CITY, FL, 32055
Active43 days on marketListed Sep 24, 2026MLS #GC543778
About this home
237 NW LOWER SPRINGS ROAD
Rare 45-acre property offering a beautiful blend of open pasture, mature woods, and complete privacy, highlighted by stunning oak trees that add character and natural beauty throughout the land. This property is as functional as it is scenic, making it ideal for a working farm, hunting property, recreational retreat, or a custom estate. The property is already set up with valuable improvements, including a 30x26 two-bay barn, an additional outbuilding for storage or equipment, a well, septic system, and a power pole in place. There is also a large concrete slab ready for a future pole barn, giving you a strong head start on expanding the property to fit your needs. The mix of cleared and wooded land provides flexibility for livestock, farming, trail riding, or hunting, while still offering peaceful natural surroundings. Conveniently located near I-10 and I-75, this property offers easy access for commuting while maintaining a private, rural feel. Whether you are looking to build your dream home, create a private getaway, or invest in usable land with key improvements already in place, this property presents a rare opportunity to bring your vision to life.
Facts & features
The home at a glance
45 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,171 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
The numbers that matter
The Lake City market
$206K → $332K
Lake City median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the Lake City median. See the full Lake City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 237 NW LOWER SPRINGS ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 237 NW LOWER SPRINGS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
237 NW LOWER SPRINGS ROAD FAQs
What would the monthly payment be for 237 NW LOWER SPRINGS ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,171/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 237 NW LOWER SPRINGS ROAD?+
The most recent tax bill on record (2025) was $1,066. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake City?+
At $399,900, this home is listed about 4% above the Lake City median of $384,025. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS GAINESVILLE · Carrie Cason. MLS #GC543778.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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