CENTURY 21 Edge
$84,997≈$840 /mo all-in ↓

0 SE STATE ROAD 100, STARKE, FL, 32091

Active37 days on marketListed Sep 30, 2026MLS #GC543888

✦ Priced 74% below the STARKE 32091 median

About this home

0 SE STATE ROAD 100

Acreage on SE SR 100 in Bradford County--an ideal setting for your new mobile home or custom-built home. Enjoy the freedom of country living with convenient access to major North Florida destinations. Located for an easy commute to Gainesville and Jacksonville, this property offers space to create the lifestyle you want while remaining within reach of work, shopping, dining, medical services, and entertainment. Room for a home, garden, workshop, outdoor living space, and more. Whether you are ready to place a manufactured home, build a custom country retreat, or invest in North Florida land, this acre offers flexibility, accessibility, and the space you have been looking for. Approx. 5 miles from (Bradford County Public boat ramp) Santa Fe Lake a large spring-fed and unusually clear lake. Serves as the headwater of the Santa Fe River and is known for stable water levels, good fishing, and recreation like boating and skiing.Santa Fe Lake is roughly 5,800 acres in surface area, making it one of the larger lakes in north central Florida.

Facts & features

The home at a glance

7.51 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$711/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$840 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$584
FHA mortgage insurance (est.)$38
Property tax — 2025 actual bill$59
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,975Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $2,975
Interest rate7.50%
Loan term

Estimated payment

$840/mo

Principal & interest$584
FHA mortgage insurance (est.)$38
Property taxes (actual bill)$59
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Starke

Get to know Starke. See the full Starke guide →

STARKE 32091 — neighborhood snapshot

Population

14,719

Median age

39.4

Median income

$62,852

Median home value

$206,200

Avg household

2.55

Households w/ children

1,887

The numbers that matter

The Starke market

Seller’s marketBalanced — 5.6 months of inventoryBuyer’s market

$261K → $275K

Starke median sold, yr/yr

93.0%

Sale-to-list ratio (12 mo)

Median sold price, Starke, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% below the STARKE 32091 median. See the full Starke market guide →

Paper trail

This home's history

Sep 30, 2026Listed at $84,997 · 37 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 0 SE STATE ROAD 100 — start here.

CallText
zack@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 SE STATE ROAD 100 — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 SE STATE ROAD 100 FAQs

What would the monthly payment be for 0 SE STATE ROAD 100?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $840/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 SE STATE ROAD 100?+

The most recent tax bill on record (2025) was $711. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Starke?+

At $84,997, this home is listed about 76% below the Starke median of $357,450. The market section on this page shows how the area is trending.

Keep looking

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0 SE State Road 100, Starke, FL — Land for Sale, $85K