196 BELINA DRIVE UNIT 5, NAPLES, FL, 34104
Active2 days on marketListed Oct 10, 2026MLS #GC543912
About this home
196 BELINA DRIVE UNIT 5
AN OPPORTUNITY TO MAKE AMBER AT SAPPHIRE LAKES YOUR OWN Set on the ground floor in a quiet, park-like setting, this 2-bedroom, 2-bath condo offers approximately 1,200 square feet of living space, tranquil preserve and partial lake views, and an inviting foundation for a stylish Naples retreat. The comfortable, open layout begins with freshly painted interior walls and a bright eat-in kitchen featuring white cabinetry, an exterior window, and a convenient pass-through to the dining area. The spacious living room flows naturally onto the screened lanai—a peaceful place to enjoy morning coffee, read, or unwind while taking in the surrounding greenery. The primary suite features a generous walk-in closet, while the second bedroom offers flexibility for guests, a home office, or both. A full in-residence laundry room, separate storage room, carport, newer flooring, and ceiling fans add everyday comfort and convenience. Sapphire Lakes is a gated, professionally managed community known for its beautifully maintained grounds and active yet relaxed atmosphere. Amenities include four swimming pools, tennis, pickleball, bocce ball, and shuffleboard, with two pools located within easy walking distance of the condo. Downtown Naples, Gulf beaches, restaurants, shopping, and year-round events are all just a short drive away. Offered unfurnished, the condo provides a fresh canvas for creating a seasonal retreat or full-time residence that feels entirely your own. Sapphire Lakes is a pet-free community. Come experience the peaceful setting, spacious layout, and welcoming Naples lifestyle for yourself—schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,200
Sqft
0 ac
Lot size
1991
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,738 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,738/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.1%
$/sqft vs Naples actives
$183 vs $314
Days on market
2 vs 70 typical
Where $183/sqft sits among the 36 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sapphire Lakes
Get to know Naples. See the full Naples guide →
Sapphire Lakes — neighborhood snapshot
Population
1,470
Median age
59
Median income
$83,526
Median home value
$342,000
Avg household
2
Households w/ children
124
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $400K
Naples median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
14 of 36
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 196 BELINA DRIVE UNIT 5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$183,700
273 ROBIN HOOD CIRCLE UNIT 9
2 bd · 2 ba · 1,225 sqft · $150/sqft · 18 DOM
Sold · Sep ’26$252,000
741 LANDOVER CIRCLE UNIT 102
2 bd · 2 ba · 1,300 sqft · $194/sqft · 146 DOM
Sold · Apr ’26$300,000
3085 52ND STREET SW
2 bd · 2 ba · 1,050 sqft · $286/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 196 BELINA DRIVE UNIT 5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 196 BELINA DRIVE UNIT 5 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
196 BELINA DRIVE UNIT 5 FAQs
What would the monthly payment be for 196 BELINA DRIVE UNIT 5?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,738/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 196 BELINA DRIVE UNIT 5?+
The most recent tax bill on record (2025) was $2,232. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 196 BELINA DRIVE UNIT 5?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $220,000, this home is listed about 54% below the Naples median of $480,000. The market section on this page shows how the area is trending.
Which schools are assigned to 196 BELINA DRIVE UNIT 5?+
Calusa Park Elementary School (elementary), Golden Gate High School (high), East Naples Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Alena Knoepfler. MLS #GC543912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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