13519 SW 89TH TERRACE, ARCHER, FL, 32618
Active6 days on marketListed Oct 4, 2026MLS #GC543928
About this home
13519 SW 89TH TERRACE
Over 1 acre, NO HOA, 4 bedrooms, two spacious living areas, a fully fenced backyard and even some room for a baby goat, - all only 10 minutes from Gainesville? This property offers space, flexibility, and peace of mind. This 1,820-square-foot, 4-bedroom, 2-bath double-wide manufactured home sits on a cleared over 1 acre lot with mature trees, a pasture area in front, and a fully fenced backyard. Inside, the home offers a spacious and versatile layout with a large living room plus a separate family room featuring a gas fireplace. Hardwood flooring runs throughout the main living areas, with LVP in two bedrooms and tile in the bathrooms. The large eat-in kitchen offers an abundance of cabinetry and counter space, along with a walk-in pantry for additional storage. There is plenty of room for everyday meals, cooking, and gathering, while the laundry room includes a bonus smart refrigerator. The primary bedroom features one of the home's standout features—an oversized walk-in closet nearly the size of another bedroom. Three additional bedrooms offer plenty of flexibility for guests, home offices, hobbies, or additional living space. Outside, enjoy the wood front porch or relax on the covered back deck overlooking the fully fenced backyard. A storage shed provides valuable space for equipment, lawn gear, recreational items, projects, and more. The home has been completely re-piped with NO polybutylene plumbing. Additional improvements include a metal roof replaced in 2003, A/C replaced in 2017, and hot water heater replaced in November 2019. Enjoy a peaceful country setting with paved-road and wonderful neighbors. Conveniently located just 10 min to Publix and all the restaurants and shopping on Archer Road. You may have to work in the city, but you don't have to live there. If you can work from home, Fiber Optics is available!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,820
Sqft
1.03 ac
Lot size
1995
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,720 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,720/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.4%
$/sqft vs Archer actives
$124 vs $200
Days on market
6 vs 82 typical
Where $124/sqft sits among the 30 Archer actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Archer
Get to know Archer. See the full Archer guide →
ARCHER 32618 — neighborhood snapshot
Population
7,340
Median age
44.5
Median income
$52,176
Median home value
$195,000
Avg household
2.25
Households w/ children
777
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Archer market
$270K → $354K
Archer median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
12 of 30
Archer actives have cut their price
Median sold price, Archer, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the ARCHER 32618 median. See the full Archer market guide →
Paper trail
This home's history
Reality check
What actually sold near 13519 SW 89TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$199,000
9015 SW 135TH PLACE · same community
3 bd · 2 ba · 1,560 sqft · $128/sqft · 10 DOM
Sold · Apr ’26$465,000
14825 SW 83RD TERRACE
4 bd · 3 ba · 2,168 sqft · $214/sqft · 227 DOM
Sold · Nov ’25$1,830,500
12002 SW 89TH STREET
5 bd · 4.5 ba · 5,241 sqft · $349/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 13519 SW 89TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13519 SW 89TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13519 SW 89TH TERRACE FAQs
What would the monthly payment be for 13519 SW 89TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,720/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13519 SW 89TH TERRACE?+
The most recent tax bill on record (2025) was $1,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13519 SW 89TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Archer?+
At $225,000, this home is listed about 25% below the Archer median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13519 SW 89TH TERRACE?+
Archer Elementary (elementary), Oak View Middle School (middle), Newberry High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ARCHER 32618 market on paper
$225,000 is 20% below the ARCHER 32618 median of $280,000, and at $124/sqft it sits under the Archer average of $258.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Archer market that averages 82 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Ciara Hudleston. MLS #GC543928.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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