CENTURY 21 Edge
$339,0003 bd2 ba2,135 sqft$159 /sqft≈$2,629 /mo all-in ↓

3119 NW 75TH TERRACE, GAINESVILLE, FL, 32606

Active3 days on marketListed Oct 7, 2026MLS #GC544026

Single Family ResidenceTHE VILLAGES OF SANTA FE PH 2

About this home

3119 NW 75TH TERRACE

Tucked away at the back of the neighborhood on a spacious cul-de-sac lot surrounded by mature trees, this 3 bedroom, 2 bathroom PLUS office/study offers 2,135 conditioned square feet and a desirable split floor plan. Wood laminate flooring extends throughout the home, creating a clean, cohesive look with no carpeting. The spacious living room features a cathedral ceiling and a wood-burning brick fireplace, adding warmth and character to the space. The open-concept living room layout flows seamlessly into the updated kitchen, which includes granite countertops, wood cabinetry, stainless steel appliances, recessed lighting, and a large breakfast bar with plenty of seating. The primary suite offers a private en suite bath with a spacious vanity and walk-in shower, along with a large walk-in closet. Two additional bedrooms and full bathroom are located on the opposite side of the home, as well as a separate office/study providing valuable flex space for working from home, hobbies, or an additional sitting area. In addition, the conveniently located laundry closet adds to the home’s functional layout. Outside, enjoy a tranquil and fenced backyard framed by mature trees, with plenty of open lawn, a wood deck for relaxing or entertaining, and a large detached storage shed. The attached 2-car garage includes a secondary refrigerator and built-in cabinetry for additional storage needs. The home also comes with a portable generator and dedicated transfer switch, offering added convenience and peace of mind during power outages. Conveniently located directly across from Santa Fe College and just minutes from shopping, dining and public transit with an easy commute to the University of Florida and UF Health. Enjoy a quiet, country-inspired setting with mature trees and an expansive yard, all while being just minutes from everything Gainesville has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,135

Sqft

0.33 ac

Lot size

1993

Year built

One

Levels

$159

Per sqft

Fireplace

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorPrivate Mailbox · Rain Gutters

Community & fees

Taxes (2025)$3,884/yr
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,629 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property tax — 2025 actual bill$324
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,865Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,865
Interest rate6.00%
Loan term

Estimated payment

$2,629/mo

Principal & interest$1,996
FHA mortgage insurance (est.)$150
Property taxes (actual bill)$324
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $339K
$325KedgeAI estimate $424,409 · range $408K–$456K$474K

vs edgeAI estimate

−20.1%

$/sqft vs Gainesville actives

$159 vs $198

Days on market

3 vs 75 typical

Where $159/sqft sits among the 400 Gainesville actives

70
86 · this home
99
73
34
38
$120–152$152–183$183–215$215–247$247–278$278+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32606 — neighborhood snapshot

Population

23,313

Median age

41

Median income

$79,888

Median home value

$319,300

Avg household

2.2

Households w/ children

2,630

For the school run

Alachua County School District

MiddleFort Clarke Middle School★★★★★
ElementaryMeadowbrook Elementary School★★★★★
HighF. W. Buchholz High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$294K → $309K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

245 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the GAINESVILLE 32606 median. See the full Gainesville market guide →

Paper trail

This home's history

Oct 7, 2026Listed at $339,000 · 3 days on market since
1993Built · THE VILLAGES OF SANTA FE PH 2

Reality check

What actually sold near 3119 NW 75TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3109 NW 75TH TERRACESold · Mar ’26

$282,500

3109 NW 75TH TERRACE · same community

3 bd · 2 ba · 1,000 sqft · $283/sqft · 3 DOM

9220 NW 13TH PLACESold · Dec ’25

$455,000

9220 NW 13TH PLACE

3 bd · 2.5 ba · 2,150 sqft · $212/sqft · 0 DOM

2208 NW 89TH WAYSold · Aug ’26

$388,000

2208 NW 89TH WAY

4 bd · 3 ba · 2,096 sqft · $185/sqft · 74 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3119 NW 75TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3119 NW 75TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3119 NW 75TH TERRACE FAQs

What would the monthly payment be for 3119 NW 75TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3119 NW 75TH TERRACE?+

The most recent tax bill on record (2025) was $3,884. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $339,000, this home is listed about 19% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3119 NW 75TH TERRACE?+

Fort Clarke Middle School (middle), Meadowbrook Elementary School (elementary), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$339,000 runs 10% above the GAINESVILLE 32606 median — but at 2,135 sqft it's also 49% larger than the typical Gainesville listing.

02Fresh on the market

Only 3 days on market in a Gainesville market that averages 75 — if it fits, move quickly.

03Strong assigned schools

Fort Clarke Middle School, Meadowbrook Elementary School, F. W. Buchholz High School — Meadowbrook Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Jacqui Knowles. MLS #GC544026.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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