CENTURY 21 Edge
✦ Short-Term Rental Eligible
$184,9003 bd3 ba1,198 sqft$154 /sqft≈$2,008 /mo all-in ↓

3705 SW 27TH STREET UNIT 522, GAINESVILLE, FL, 32608

Active2 days on marketListed Oct 8, 2026MLS #GC544042

✦ Priced 18% below the GAINESVILLE 32608 medianFully furnishedCondominiumWINDSOR PARK AT GAINESVIL

About this home

3705 SW 27TH STREET UNIT 522

Beautifully renovated TOP-FLOOR 3-bedroom, 3-bath condo ideally located near the University of Florida, UF Health Shands Hospital, shopping, dining, and convenient transportation to campus! This move-in-ready residence has been thoughtfully upgraded throughout, offering a fresh, modern feel with the convenience of low-maintenance condo living. Step inside to a spacious, open living and dining area featuring laminate and luxury vinyl plank flooring throughout—NO CARPET! The beautifully updated kitchen is a standout with gorgeous new granite countertops, new wood cabinetry, new stainless steel appliances, and a convenient breakfast bar overlooking the main living area. The desirable 3-bedroom, 3-bath layout provides excellent privacy, with generously sized bedrooms and large closets. All three bathrooms have been renovated with updated finishes and vanities. Additional improvements include a new water heater and new ceiling fans throughout. Step outside onto the private balcony overlooking a peaceful green pasture area, creating a relaxing outdoor space for morning coffee or unwinding at the end of the day. The balcony also includes an exterior storage closet. Best of all, the top-floor location means no neighbors above, providing additional privacy and quiet. Residents enjoy an impressive collection of community amenities, including a swimming pool and spa, fitness center, basketball court, and tennis courts. The monthly association fee includes exterior insurance, exterior maintenance, and internet. A covered bus stop with direct routes to the University of Florida is located just outside the community, making this an especially convenient location for UF and UF Health. Extensively updated, top-floor, move-in ready, and ideally located—this 3-bedroom, 3-bath condo offers an excellent combination of comfort, convenience, and value in Gainesville.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,198

Sqft

1.8 ac

Lot size

1996

Year built

One

Levels

$154

Per sqft

Garden viewFurnishedPets allowed

Inside

FlooringLaminate · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
ViewGarden
FacesNorthwest
ParkingCommon · Ground Level · Guest
ExteriorBalcony

Community & fees

HOA fee$360/mo
Taxes (2025)$3,815/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,008 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,088
FHA mortgage insurance (est.)$82
Property tax — 2025 actual bill$318
Condo fee — from the listing$360
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,472Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,472
Interest rate6.00%
Loan term

Estimated payment

$2,008/mo

Principal & interest$1,088
FHA mortgage insurance (est.)$82
Property taxes (actual bill)$318
HOA / condo fee$360
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $185K
$176KedgeAI estimate $190,576 · range $183K–$205K$213K

vs edgeAI estimate

−3%

$/sqft vs WINDSOR PARK AT GAINESVIL

$154 vs $195

Days on market

2 vs 75 typical

Where $154/sqft sits among the 8 homes for sale in WINDSOR PARK AT GAINESVIL

2 · this home
1
0
1
1
3
$150–161$161–172$172–183$183–193$193–204$204+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Windsor Park, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityWindsor Park
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,650/mo median

MarketGainesville
Annual gross at median$19,800
Gross yield on this price10.7%
Homes for rent right now238

Live Gainesville rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Windsor Park

Windsor Park is a short-term-rental community. See the full guide →

GAINESVILLE 32608 — neighborhood snapshot

Population

53,966

Median age

30.2

Median income

$60,182

Median home value

$340,200

Avg household

2.3

Households w/ children

4,332

For the school run

Alachua County School District

MiddleKanapaha Middle School★★★★★
ElementaryKimball Wiles Elementary School★★★★★
HighGainesville High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller — 3.9 months of inventoryBuyer’s market

$294K → $309K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

5 of 8

WINDSOR PARK AT GAINESVIL have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $184,900 · 2 days on market since
1996Built · WINDSOR PARK AT GAINESVIL

Reality check

What actually sold near 3705 SW 27TH STREET UNIT 522

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3705 SW 27TH STREET UNIT 922Sold · Jul ’26

$180,000

3705 SW 27TH STREET UNIT 922 · same community

3 bd · 3 ba · 1,198 sqft · $150/sqft · 2 DOM

3705 SW 27TH STREET UNIT 621Sold · Jun ’26

$183,000

3705 SW 27TH STREET UNIT 621 · same community

3 bd · 3 ba · 1,198 sqft · $153/sqft · 45 DOM

3705 SW 27TH STREET UNIT 1128Sold · Nov ’25

$185,000

3705 SW 27TH STREET UNIT 1128 · same community

3 bd · 3 ba · 1,198 sqft · $154/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3705 SW 27TH STREET UNIT 522 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3705 SW 27TH STREET UNIT 522 — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3705 SW 27TH STREET UNIT 522 FAQs

What would the monthly payment be for 3705 SW 27TH STREET UNIT 522?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,008/mo — principal and interest, the actual property-tax bill, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3705 SW 27TH STREET UNIT 522?+

The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3705 SW 27TH STREET UNIT 522?+

The most recent tax bill on record (2025) was $3,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 3705 SW 27TH STREET UNIT 522 be rented short-term?+

Yes — this home sits inside Windsor Park, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 3705 SW 27TH STREET UNIT 522?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $184,900, this home is listed about 35% below the Gainesville median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3705 SW 27TH STREET UNIT 522?+

Kanapaha Middle School (middle), Kimball Wiles Elementary School (elementary), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the GAINESVILLE 32608 market on paper

$184,900 is 18% below the GAINESVILLE 32608 median of $225,000, and at $154/sqft it sits under the Gainesville average of $204.

02Zoned for nightly rentals

Windsor Park is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

04Fresh on the market

Only 2 days on market in a Gainesville market that averages 75 — if it fits, move quickly.

Listing courtesy of PEPINE REALTY · Mark Gajda. MLS #GC544042.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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