115 NW 20TH DRIVE, GAINESVILLE, FL, 32603
Active0 days on marketListed Oct 13, 2026MLS #GC544131
About this home
115 NW 20TH DRIVE
PRIME LOCATION ACROSS FROM THE UNIVERSITY OF FLORIDA! An exceptional opportunity to own a property just steps from the University of Florida campus, Ben Hill Griffin Stadium, and the Stephen C. O’Connell Center! Whether you're looking to expand your investment portfolio or secure a property in one of Gainesville’s most convenient locations, this charming 2-bedroom, 1-bath home offers tremendous potential.Featuring about 1,035 square feet of living space, the home offers beautiful hardwood floors, a spacious living room, separate dining room, kitchen, and a versatile sunroom that provides additional space for relaxing, studying, or entertaining. Enjoy Florida living from the screened front porch or the screened rear porch, which also includes washer/dryer. The generously sized backyard provides additional outdoor space, while the private driveway offers the convenience of off-street parking—a valuable feature in this highly sought-after location. Newer roof installed in 2024. Just a a couple of blocks from UF sporting events, Midtown restaurants, shopping, and entertainment, this property puts the best of Gainesville right at your doorstep. Currently tenant-occupied with an existing lease in place, offering an opportunity for investors seeking a property with rental income already established. Location, convenience, and investment potential come together in this ideally situated Gainesville property!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,035
Sqft
0.13 ac
Lot size
1933
Year built
One
Levels
$386
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,309 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,309/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+70.1%
Days on market
0 vs 74 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University Park
Get to know Gainesville. See the full Gainesville guide →
University Park — neighborhood snapshot
Population
4,173
Median age
30
Median income
$61,923
Median home value
$377,890
Avg household
2
Households w/ children
133
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 115 NW 20TH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 115 NW 20TH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
115 NW 20TH DRIVE FAQs
What would the monthly payment be for 115 NW 20TH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,309/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 115 NW 20TH DRIVE?+
The most recent tax bill on record (2025) was $7,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 115 NW 20TH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $399,900, this home is listed about 40% above the Gainesville median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 115 NW 20TH DRIVE?+
Carolyn Beatrice Parker Elementary (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Rana Schafer. MLS #GC544131.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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