230 SW 2ND AVENUE UNIT 404, GAINESVILLE, FL, 32601
Active8 days on marketListed Oct 15, 2026MLS #GC544139
About this home
230 SW 2ND AVENUE UNIT 404
Welcome home to top floor luxury at The Palms, perfectly located between the Innovation District and the very best of Downtown Gainesville, within easy walking distance to the University of Florida. Step out your door to dozens of local coffee shops, award winning restaurants, and vibrant arts & entertainment just a stroll away. Inside, a grand, open concept living and dining space greets you, featuring soaring 10-foot ceilings with elegant crown molding and flooded with natural sunlight from generous eastern windows. The chef’s kitchen is an entertainer’s dream, appointed with granite countertops, premium cabinetry, an oversized pantry, and upscale Bosch appliances. Down the hall, retreat to spacious bedroom suites complete with updated premium luxury vinyl plank (LVP) flooring and expansive walk-in closets. The private primary suite boasts French doors opening to your own patio, the ultimate perch for soaking in western sunsets and Gainesville’s lush green canopy skyline. Positioned on the quiet west side of the building with solid concrete block construction for peace and privacy, this residence includes exceptional perks: two dedicated spaces in the attached parking deck, elevator access, electronic gated entry, and a resort style courtyard pool. In addition, to the newly installed LVP flooring and the unit was recently professionally painted. The electrical panel was also updated and a new HVAC system was installed in 2024. Whether you seek an executive home, a solid investment, or an effortless, secure condo near campus, Unit 404 delivers the ideal blend of style, quality, and location. Schedule your private showing today. This prime top-floor retreat won't last long!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,191
Sqft
0.03 ac
Lot size
2008
Year built
Three Or More
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,126 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,372/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.1%
$/sqft vs Gainesville actives
$226 vs $196
Days on market
8 vs 69 typical
Where $226/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown
Get to know Gainesville. See the full Gainesville guide →
Downtown — neighborhood snapshot
Population
1,253
Median age
32
Median income
$56,618
Median home value
$307,418
Avg household
2
Households w/ children
109
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $309K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
222 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the GAINESVILLE 32601 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 230 SW 2ND AVENUE UNIT 404
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$239,000
230 SW 2ND AVENUE UNIT 207 · same community
2 bd · 2 ba · 1,098 sqft · $218/sqft · 69 DOM
Sold · Nov ’25$155,000
911 SE 11TH AVENUE
3 bd · 2 ba · 1,156 sqft · $134/sqft · 3 DOM
Sold · May ’26$370,000
621 SW 10TH STREET UNIT 201
2 bd · 2.5 ba · 1,155 sqft · $320/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 230 SW 2ND AVENUE UNIT 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 230 SW 2ND AVENUE UNIT 404 — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
230 SW 2ND AVENUE UNIT 404 FAQs
What would the monthly payment be for 230 SW 2ND AVENUE UNIT 404?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,126/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 230 SW 2ND AVENUE UNIT 404?+
The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 230 SW 2ND AVENUE UNIT 404?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $269,000, this home is listed about 5% below the Gainesville median of $283,070. The market section on this page shows how the area is trending.
Which schools are assigned to 230 SW 2ND AVENUE UNIT 404?+
W. A. Metcalfe Elementary School (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Lisa Fetrow. MLS #GC544139.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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