4565 SE 3RD PLACE, KEYSTONE HEIGHTS, FL, 32656
Active16 days on marketListed Oct 21, 2026MLS #GC544283
About this home
4565 SE 3RD PLACE
Welcome to this elegant 4-bedroom, 2-bath home nestled in one of the area's most prestigious neighborhoods. With solid concrete block/stucco construction, this residence exudes quality and durability. The open floor plan is ideal for family gatherings, featuring a cozy fireplace, soaring cathedral ceilings, and and stunning access to the screened-in lanai, perfect for outdoor living and entertaining. The owner's sanctuary is an expansive retreat, offering ample room for additional furniture and a large walk-in closet. The luxurious en-suite bath is complete with a soothing soaker tub and a walk-in shower, providing a true spa-like experience. Additional features include a fenced backyard. providing privacy and space for outdoor activities, as well as a generous laundry room and an oversized two-car garage. A brand new roof installed in 2025 ensures peace of mind for years to come. This home is brimming with quality, comfort, and functionality, making it the perfect place to call home!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,310
Sqft
0.49 ac
Lot size
2
Garage
2006
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,229 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,614/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−32.5%
$/sqft vs Keystone Heights actives
$182 vs $158
Days on market
16 vs 72 typical
Where $182/sqft sits among the 33 Keystone Heights actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keystone Heights
Get to know Keystone Heights. See the full Keystone Heights guide →
KEYSTONE HEIGHTS 32656 — neighborhood snapshot
Population
15,836
Median age
42.6
Median income
$74,213
Median home value
$231,200
Avg household
2.67
Households w/ children
2,130
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Keystone Heights market
$283K → $357K
Keystone Heights median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
16 of 33
Keystone Heights actives have cut their price
Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 226% above the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →
Paper trail
This home's history
Reality check
What actually sold near 4565 SE 3RD PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$357,000
4660 SE 3RD PLACE · same community
2 bd · 2 ba · 2,015 sqft · $177/sqft · 21 DOM
Sold · Jun ’26$479,900
628 BETHEL DRIVE
4 bd · 2 ba · 2,362 sqft · $203/sqft · 1 DOM
Sold · Feb ’26$345,000
4479 SE 2ND AVENUE
3 bd · 2.5 ba · 1,998 sqft · $173/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4565 SE 3RD PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4565 SE 3RD PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4565 SE 3RD PLACE FAQs
What would the monthly payment be for 4565 SE 3RD PLACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,229/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4565 SE 3RD PLACE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Keystone Heights?+
At $420,000, this home is listed about 50% above the Keystone Heights median of $280,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4565 SE 3RD PLACE?+
Keystone Heights Elementary (elementary), Keystone Heights Junior/Senior High (high) — Clay County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CB ISAAC REALTY · Ronald Blake. MLS #GC544283.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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