627 NE WASHINGTON STREET, LAKE CITY, FL, 32055
Active7 days on marketListed Oct 30, 2026MLS #GC544444
About this home
627 NE WASHINGTON STREET
Virtually Staged. **Welcome home to 627 NE Washington St! This spacious 4-bedroom, 2-bathroom rental offers comfortable living with a versatile layout to accommodate a variety of needs and lifestyles. Whether you're looking for room to grow, a dedicated home office, or additional space for guests and hobbies, this home provides the flexibility you're looking for. Enjoy the added outdoor living space provided by the wraparound covered back porch, perfect for sipping your morning coffee, enjoying an outdoor meal, or unwinding at the end of the day. Conveniently located near local shopping, restaurants, schools, and everyday essentials, this property offers easy access to your everyday living needs. Move-in costs include first month's rent and a security deposit equal to one month's rent. A $50 application fee applies. Contact Listing Agent for additional information or to schedule a showing.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,058
Sqft
0.15 ac
Lot size
2010
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$175 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake City actives
$2 vs $179
Days on market
7 vs 83 typical
Where $2/sqft sits among the 61 Lake City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32055 — neighborhood snapshot
Population
16,792
Median age
36.6
Median income
$57,328
Median home value
$161,200
Avg household
2.52
Households w/ children
2,057
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$206K → $332K
Lake City median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
36 of 61
Lake City actives have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKE CITY 32055 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 627 NE WASHINGTON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$26,000
189 NW MEEKS STREET
3 bd · 1 ba · 1,153 sqft · $23/sqft · 6 DOM
Sold · Jan ’26$235,000
240 SE CAMERON TERRACE
3 bd · 2 ba · 1,225 sqft · $192/sqft · 0 DOM
Sold · Mar ’26$23,500
148 NE WILLIAMS STREET
3 bd · 1 ba · 800 sqft · $29/sqft · 242 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 627 NE WASHINGTON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 627 NE WASHINGTON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
627 NE WASHINGTON STREET FAQs
What would the monthly payment be for 627 NE WASHINGTON STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 627 NE WASHINGTON STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake City?+
At $1,880, this home is listed about 100% below the Lake City median of $384,025. The market section on this page shows how the area is trending.
Which schools are assigned to 627 NE WASHINGTON STREET?+
Pinemount Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS. MLS #GC544444.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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