13719 NW 89TH AVENUE, LAKE BUTLER, FL, 32054
Active9 days on marketListed Oct 28, 2026MLS #GC544491
About this home
13719 NW 89TH AVENUE
Spacious, well-maintained 4/2 home sits on 5 acres. This secluded oasis has a pond in the back yard (Home is NOT IN A FLOOD ZONE) - two living rooms and a large, open kitchen. Indoor laundry room and spacious bedrooms.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,240
Sqft
5 ac
Lot size
2018
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,387 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,387/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14%
$/sqft vs METES & BOUNDS
$133 vs $310
Days on market
9 vs 38 typical
Where $133/sqft sits among the 7 homes for sale in METES & BOUNDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Butler
Get to know Lake Butler. See the full Lake Butler guide →
LAKE BUTLER 32054 — neighborhood snapshot
Population
12,581
Median age
39.1
Median income
$65,870
Median home value
$185,100
Avg household
2.62
Households w/ children
1,404
For the school run
Union County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Butler market
$371K → $270K
Lake Butler median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
6 of 7
METES & BOUNDS have cut their price
Median sold price, Lake Butler, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the LAKE BUTLER 32054 median. See the full Lake Butler market guide →
Paper trail
This home's history
Reality check
What actually sold near 13719 NW 89TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$299,900
19262 NW 84TH AVENUE · same community
4 bd · 2 ba · 2,280 sqft · $132/sqft · 71 DOM
Sold · Jan ’26$495,000
3632 NW 198TH STREET · same community
3 bd · 2.5 ba · 2,167 sqft · $228/sqft · 61 DOM
Sold · Jan ’26$355,000
22173 NW STATE ROAD 16 · same community
5 bd · 3 ba · 2,356 sqft · $151/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 13719 NW 89TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13719 NW 89TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13719 NW 89TH AVENUE FAQs
What would the monthly payment be for 13719 NW 89TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,387/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13719 NW 89TH AVENUE?+
The most recent tax bill on record (2025) was $599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Butler?+
At $297,900, this home is listed about 3% above the Lake Butler median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13719 NW 89TH AVENUE?+
Lake Butler Elementary School (elementary), Lake Butler Middle School (middle), Union County High School (high) — Union County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RAYTOWN HOMES & REALTY · Tasha Sharp. MLS #GC544491.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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