1019 GARDENIA STREET, SEBASTIAN, FL, 32958
Active8 days on marketListed Oct 29, 2026MLS #GC544531
About this home
1019 GARDENIA STREET
Located on quiet street just behind San Sebastian Springs in Peaceful Sebastian Highlands. This home is ready! Granite Counter tops in Upgraded Kitchen with sitting area, bay window, pantry, stainless steel appliances and Open to the Great Room! Split Bedroom Plan! 14'x7' x 22' Florida room off the dining area and master bedroom. Master has his and hers closets! Master bath is spacious and has vanity with double sinks, tub and walk in shower. 2018 METAL ROOF! Nice Sized Bedrooms! Inside Utility Room with Sink. Wood Fencing! Utility Shed for extra storage in small back yard. Oversized 2 Car Garage. Freshly Painted Interior! Won't Last Long! No HOA Restrictions. Just minutes from shopping, restaurants, boat launches and the beach.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,100
Sqft
0.23 ac
Lot size
1999
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,473 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,473/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.9%
$/sqft vs Sebastian actives
$190 vs $238
Days on market
8 vs 17 typical
Where $190/sqft sits among the 10 Sebastian actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebastian Highlands
Get to know Sebastian. See the full Sebastian guide →
Sebastian Highlands — neighborhood snapshot
Population
20,759
Median age
57
Median income
$69,843
Median home value
$272,805
Avg household
2
Households w/ children
1,359
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebastian market
$394K → $500K
Sebastian median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
7 of 10
Sebastian actives have cut their price
Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% above the SEBASTIAN 32958 median. See the full Sebastian market guide →
Paper trail
This home's history
Reality check
What actually sold near 1019 GARDENIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$360,000
100 ELENA DRIVE
4 bd · 2 ba · 1,913 sqft · $188/sqft · 128 DOM
Sold · Dec ’25$225,000
632 WALLIS AVENUE
3 bd · 3.5 ba · 1,762 sqft · $128/sqft · 113 DOM
Sold · Nov ’25$364,900
609 BROOKEDGE TERRACE
4 bd · 2 ba · 2,461 sqft · $148/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1019 GARDENIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1019 GARDENIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1019 GARDENIA STREET FAQs
What would the monthly payment be for 1019 GARDENIA STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,473/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1019 GARDENIA STREET?+
The most recent tax bill on record (2025) was $4,762. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1019 GARDENIA STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebastian?+
At $399,000, this home is listed about 6% above the Sebastian median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1019 GARDENIA STREET?+
Pelican Island Elementary School (elementary), Sebastian River High School (high), Storm Grove Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MILLER REALTY SERVICES · Cheryl Miller. MLS #GC544531.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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