2706 ANNETTE STREET, FLAGLER BEACH, FL, 32136
Active137 days on marketListed May 26, 2026MLS #J1001109
About this home
2706 ANNETTE STREET
Welcome to coastal living in the sought-after Atlanta Beach neighborhood of Flagler Beach! This 3-bedroom, 2.5-bath home with 1,664 sq. ft. of living space is full of potential, just minutes from the beach. Nestled on a spacious, tree-shaded lot, the property features a screened porch, pool area, fenced backyard, and attached 2-car garage. Inside, high ceilings, an entry foyer, formal dining area, eat-in kitchen, and generous living spaces await your vision. The primary suite includes a walk-in closet, and additional amenities include central air, indoor laundry, and public utilities. Conveniently located near shopping, dining, parks, and all that Flagler Beach has to offer. No HOA make this an ideal opportunity for investors.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,664
Sqft
0.2 ac
Lot size
2
Garage
1993
Year built
Two
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,059 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,059/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Flagler Beach actives
$258 vs $303
Days on market
137 vs 80 typical
Where $258/sqft sits among the 128 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
71 of 128
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the Flagler Beach median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2706 ANNETTE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$600,000
2737 JOHN BULL · same community
3 bd · 2 ba · 1,451 sqft · $414/sqft · 205 DOM
Sold · Oct ’25$540,000
2706 S DAYTONA AVENUE · same community
3 bd · 2 ba · 1,441 sqft · $375/sqft · 3 DOM
Sold · May ’26$549,000
2717 JOHN BULL STREET · same community
3 bd · 2 ba · 1,927 sqft · $285/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2706 ANNETTE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2706 ANNETTE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2706 ANNETTE STREET FAQs
What would the monthly payment be for 2706 ANNETTE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,059/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2706 ANNETTE STREET?+
The most recent tax bill on record (2025) was $2,207. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2706 ANNETTE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $429,000, this home is listed about 22% below the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Flagler Beach market on paper
$429,000 is 22% below the Flagler Beach median of $550,000, and at $258/sqft it sits under the Flagler Beach average of $342.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $499,000, now $429,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1001109.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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