CENTURY 21 Edge
$215,000≈$1,521 /mo all-in ↓

0 SCRUB JAY TRAIL, FROSTPROOF, FL, 33843

Active110 days on marketListed Jun 24, 2026MLS #J1002285

✦ Priced 25% below the Frostproof medianBLUE JORDAN FOREST

About this home

0 SCRUB JAY TRAIL

BEAUTIFUL 4.04 ACRE HOMESITE LOCATED IN A PEACEFUL AND SECLUDED NEIGHBORHOOD. BUILD YOUR DREAM HOME AND ENJOY THE PRIVACY AND TRANQUILITY OF COUNTRY LIVING WITH PLENTY OF ROOM FOR ACTIVITIES, TOYS AND RECREATION. BRING YOUR 4 WHEELERS AND SIDE BY SIDES AND ENJOY THE BEAUTIFUL SCENERY. PERFECT BLEND OF PRIVACY AND RURAL CHARM WHILE STILL BEING CONVENIENTLY LOCATED WITHIN A SHORT DRIVE TO TOWN AMENITIES, LAKES AND SHOPPING.

Facts & features

The home at a glance

4.04 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

Taxes (2025)$0/yr
PetsYes

Utilities & systems

UtilitiesElectrical Nearby · Water Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,521 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $7,525
Interest rate6.00%
Loan term

Estimated payment

$1,718/mo

Principal & interest$1,266
FHA mortgage insurance (est.)$95
Est. property taxes$197
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Frostproof market

Seller’s marketBalanced — 5.8 months of inventoryBuyer’s market

$220K → $249K

Frostproof median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the Frostproof median. See the full Frostproof market guide →

Paper trail

This home's history

Jun 24, 2026Listed at $215,000 · 110 days on market since

Reality check

What actually sold near 0 SCRUB JAY TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2548 OLD GROVE TRAILSold · Feb ’26

$410,000

2548 OLD GROVE TRAIL · same community

3 bd · 2 ba · 1,423 sqft · $288/sqft · 109 DOM

900 RACOON TRAILSold · Jul ’26

$291,000

900 RACOON TRAIL · same community

3 bd · 2 ba · 1,539 sqft · $189/sqft · 100 DOM

2772 INDIAN PIPES TRAILSold · Mar ’26

$410,000

2772 INDIAN PIPES TRAIL · same community

4 bd · 2 ba · 2,026 sqft · $202/sqft · 223 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 0 SCRUB JAY TRAIL — start here.

CallText
shawn.headley@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 SCRUB JAY TRAIL — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 SCRUB JAY TRAIL FAQs

What would the monthly payment be for 0 SCRUB JAY TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,521/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 SCRUB JAY TRAIL?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 0 SCRUB JAY TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Frostproof?+

At $215,000, this home is listed about 25% below the Frostproof median of $287,500. The market section on this page shows how the area is trending.

Keep looking

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Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1002285.

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