2081 SW GEMINI LANE, PORT ST LUCIE, FL, 34984
Active24 days on marketListed Aug 14, 2026MLS #J1004143
About this home
2081 SW GEMINI LANE
Corner-lot home with no directly adjacent homes on either side. The spacious backyard is fully enclosed with vinyl fencing and features a screened and enclosed patio with convenient access from both the dining area and bonus room, a great option for extending your living space outdoors. Conveniently located near major roadways, shopping, dining and everyday services. Property is currently tenant occupied until Feb 1, 2027. Seller will consider offers with financing that permits the property to remain tenant occupied through the end of the lease term, including investor financing or other loan programs that allow delayed buyer occupancy. Buyer and buyer's lender are responsible for confirming applicable occupancy requirements. Minimum 48 hour request notice required.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,312
Sqft
0.24 ac
Lot size
1
Garage
1978
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,604 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,604/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port St Lucie actives
$240 vs $234
Days on market
24 vs 52 typical
Where $240/sqft sits among the 43 Port St Lucie actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bayshore Heights
Get to know Port St Lucie. See the full Port St Lucie guide →
Bayshore Heights — neighborhood snapshot
Population
6,746
Median age
44
Median income
$79,800
Median home value
$272,240
Avg household
3
Households w/ children
708
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port St Lucie market
$366K → $376K
Port St Lucie median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
21 of 43
Port St Lucie actives have cut their price
Median sold price, Port St Lucie, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the PORT ST LUCIE 34984 median. See the full Port St Lucie market guide →
Paper trail
This home's history
Reality check
What actually sold near 2081 SW GEMINI LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$327,500
229 SW PAGODA TERRACE · same community
3 bd · 2 ba · 1,211 sqft · $270/sqft · 129 DOM
Sold · Sep ’25$220,000
118 SW LANCASTER AVENUE · same community
3 bd · 2 ba · 1,190 sqft · $185/sqft · 110 DOM
Sold · Jun ’26$363,000
2134 SW BRISBANE STREET · same community
3 bd · 2 ba · 1,908 sqft · $190/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2081 SW GEMINI LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2081 SW GEMINI LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2081 SW GEMINI LANE FAQs
What would the monthly payment be for 2081 SW GEMINI LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,604/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2081 SW GEMINI LANE?+
The most recent tax bill on record (2025) was $5,407. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2081 SW GEMINI LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port St Lucie?+
At $315,000, this home is listed about 28% below the Port St Lucie median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2081 SW GEMINI LANE?+
Northport K-8 School (elementary), Treasure Coast High School (high), Southport Middle School (middle), Morningside Elementary School (elementary), Savanna Ridge Elementary School (elementary), Village Green Environmental Studies School (elementary), Mariposa Elementary School (elementary) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1004143.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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