3505 BELLAND CIRCLE UNIT F, CLERMONT, FL, 34711
Active71 days on marketListed Aug 28, 2026MLS #J1004522
About this home
3505 BELLAND CIRCLE UNIT F
Enjoy the best of Florida living in this beautifully maintained 2-bedroom, 2-bathroom end-unit villa located in the desirable 55+ Heritage Hills community in Clermont. With approximately 1,500 square feet of living space, this home offers a comfortable, low-maintenance lifestyle with plenty of room to relax, entertain, and enjoy everything the community has to offer. The open and functional floor plan features all-tile flooring throughout, a versatile flex room that can be used as a home office, den, craft room, or additional sitting area, and a convenient washer and dryer included. The primary suite offers a walk-in shower, while the guest bathroom features a brand-new Meditub walk-in tub, providing added comfort, accessibility, and peace of mind. Additional highlights include an attached garage, screened-in patio perfect for enjoying your morning coffee or relaxing outdoors, and the added privacy and natural light that comes with being an end unit. Residents of this active 55+ community enjoy a resort-style lifestyle filled with activities, clubs, social events, recreation, and amenities, making it easy to stay active and connected with neighbors. If you're looking for a comfortable home in a vibrant 55+ community with convenience, privacy, and plenty to do, 3505 Belland Circle Unit F is a wonderful place to call home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,503
Sqft
0.12 ac
Lot size
1
Garage
2019
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,017 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,017/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clermont actives
$226 vs $230
Days on market
71 vs 56 typical
Where $226/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Clermont market
$441K → $450K
Clermont median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
213 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the Clermont median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 3505 BELLAND CIRCLE UNIT F
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$330,000
3549 BELLAND CIRCLE UNIT A · same community
2 bd · 2 ba · 1,503 sqft · $220/sqft · 92 DOM
Sold · Apr ’26$335,000
3556 BELLAND CIRCLE UNIT F · same community
2 bd · 2 ba · 1,503 sqft · $223/sqft · 12 DOM
Sold · Dec ’25$325,000
3569 BELLAND CIRCLE UNIT A · same community
2 bd · 2 ba · 1,503 sqft · $216/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3505 BELLAND CIRCLE UNIT F — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3505 BELLAND CIRCLE UNIT F — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3505 BELLAND CIRCLE UNIT F FAQs
What would the monthly payment be for 3505 BELLAND CIRCLE UNIT F?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,017/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3505 BELLAND CIRCLE UNIT F?+
The most recent tax bill on record (2025) was $4,470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3505 BELLAND CIRCLE UNIT F?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $340,000, this home is listed about 24% below the Clermont median of $450,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Clermont market on paper
$340,000 is 24% below the Clermont median of $450,000, and at $226/sqft it sits under the Clermont average of $239.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $350,000, now $340,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1004522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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