15323 LUCERNA STREET UNIT 204, NAPLES, FL, 34114
Active67 days on marketListed Sep 1, 2026MLS #J1004622
About this home
15323 LUCERNA STREET UNIT 204
This stunning brand-new furnished residence at The Esplanade by the Islands, Naples, offers a spacious and thoughtfully designed corner unit with 3-bedroom, 3-bathroom layout with a Den, featuring 2,393 sqft. Enjoy the gourmet kitchen features upgraded cabinetry, quartz countertops, stainless steel appliances, and an open layout that flows seamlessly into the main living and dining areas. The primary suite serves as a private sanctuary, offering a spa-inspired bathroom with dual vanities, a walk-in shower, and ample closet space. Step outside to the covered lanai, perfect for outdoor dining, relaxation, and enjoying a private lake. Seasonal $6,300. Annual $4,500 Annual, short-term and seasonal rentals are allowed under condominium restrictions. Internet-Wi-Fi and Water included. You can enjoy a resort-style pool and spa, Bahama Bar & Grill, café and wine bar, expansive clubhouse, state-of-the-art fitness equipment, personal training options, and massage treatment rooms. Full-service wellness center and fitness studio with yoga and salon. Outdoor amenities with pickleball, tennis and bocce courts. Gently areas for walking and nature trails, dog park, and a vibrant lifestyle program with year-round activities and events. Conveniently located near shopping, dining, public golf courses, boating, nature preserves, and everyday essentials, this home offers the perfect balance of luxury, comfort, and location in one of Southwest Florida’s newest and most dynamic communities.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,643
Sqft
0.14 ac
Lot size
1
Garage
Two
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$197 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$197/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Naples actives
$3 vs $311
Days on market
67 vs 32 typical
Where $3/sqft sits among the 41 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Naples market
$560K → $450K
Naples median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
11 of 41
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Naples median. See the full Naples market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15323 LUCERNA STREET UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15323 LUCERNA STREET UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15323 LUCERNA STREET UNIT 204 FAQs
What would the monthly payment be for 15323 LUCERNA STREET UNIT 204?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $197/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 15323 LUCERNA STREET UNIT 204?+
The listing reports pets: Breed Restrictions, Dogs OK, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $4,500, this home is listed about 99% below the Naples median of $539,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Naples market on paper
$4,500 is 99% below the Naples median of $539,950, and at $3/sqft it sits under the Naples average of $379.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
67 days on market against a Naples median of 32 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1004622.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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