3554 PENELOPE TERRACE, NORTH PORT, FL, 34286
Active11 days on marketListed Sep 9, 2026MLS #J1004963
About this home
3554 PENELOPE TERRACE
This newly renovated home is move in ready & a must see! Featuring a split suite design with vaulted ceilings in the main rooms. The great room is open to the kitchen & spacious dining area. This gorgeous kitchen boasts new wood kitchen cabinets, quartz countertops, subway tile backsplash, a stainless farm style sink, new gooseneck faucet, stainless appliances, recessed lighting, a pantry cabinet & a center island w/ overhang for counter stool seating & extra cabinet storage on the back of the island. The new luxury wood laminate flooring throughout features a gorgeous, hand scraped pattern with neutral colors. New tall baseboards. New bath cabinets, countertops, faucets, lighting & Carrera marble spa inspired tiled showers. The primary bath has a walk in shower with glass shower door & the guest bath has a tub/shower combination. Fresh, neutral paint inside & out. New water heater, re-sodded yard & new front landscaping. Pull down garage attic storage. Great size closets in bedrooms & 3 linen closets. Enjoy the wonderful cross breeze from your screened front porch through your home to the quiet nights relaxing on your spacious screened rear lanai. The primary suite features a generous walk-in closet & en suite bath, while the dedicated walk-in utility room w/ new washer & dryer & utility sink makes laundry and storage a breeze. Nestled in a desirable neighborhood just a short 20-minute drive to the beach, giving you easy access to sun, sand, and coastal fun. The 6 furnished photos following the front pics are virtually staged & may have altered detail. The rest of the photos are of the subject property.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,381
Sqft
0.23 ac
Lot size
2
Garage
2004
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,395 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,395/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.4%
$/sqft vs PORT CHARLOTTE SUB 08
$217 vs $200
Days on market
11 vs 52 typical
Where $217/sqft sits among the 29 homes for sale in PORT CHARLOTTE SUB 08
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chamberlain
Get to know North Port. See the full North Port guide →
Chamberlain — neighborhood snapshot
Population
6,575
Median age
43
Median income
$62,583
Median home value
$300,075
Avg household
3
Households w/ children
972
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $302K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
16 of 29
PORT CHARLOTTE SUB 08 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 900% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 3554 PENELOPE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$288,000
1877 ZUYDER TERRACE · same community
3 bd · 2 ba · 1,384 sqft · $208/sqft · 15 DOM
Sold · Jul ’26$390,000
2405 YALTA TERRACE · same community
3 bd · 2 ba · 1,391 sqft · $280/sqft · 80 DOM
Sold · Nov ’25$240,000
3253 MONDAY TERRACE · same community
3 bd · 2 ba · 1,314 sqft · $183/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3554 PENELOPE TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3554 PENELOPE TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3554 PENELOPE TERRACE FAQs
What would the monthly payment be for 3554 PENELOPE TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,395/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3554 PENELOPE TERRACE?+
The most recent tax bill on record (2025) was $4,041. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3554 PENELOPE TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $299,900, this home is listed about 10% below the North Port median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3554 PENELOPE TERRACE?+
North Port High School (high), Atwater Elementary (elementary), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1004963.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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