5130 COBBLE CREEK COURT UNIT 104, NAPLES, FL, 34110
Active57 days on marketListed Sep 11, 2026MLS #J1005081
About this home
5130 COBBLE CREEK COURT UNIT 104
UNIQUE ONE-STORY TOWNHOUSE WITH STUNNING LAKE VIEWS! On a Gated Community ; Beautifully renovated and truly one-of-a-kind in the area, this spacious 3-bedroom, 2-bathroom townhouse offers the perfect combination of comfort, style, A bedroom currently used as an intimate family lounge and home office. This former bedroom offers a quiet, comfortable space ideal for working from home, relaxing with loved ones, or enjoying media and reading. It features flexible layout options to suit your needs, whether as a cozy family room, dedicated office, or converted back into a bedroom. The room’s privacy and adaptable design make it a valuable addition to the home. . Featuring a bright open-concept kitchen with a large center counter, ideal for entertaining and everyday living. Enjoy beautiful lake views from the home and a private patio perfect for BBQ, outdoor dining, and relaxing. The property also includes a one-car garage and a desirable single-story layout with no stairs. A rare opportunity to own a fully renovated townhouse in a unique and highly desirable setting!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,654
Sqft
1.98 ac
Lot size
1
Garage
1997
Year built
One
Levels
$314
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,294 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,294/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Naples actives
$314 vs $310
Days on market
57 vs 32 typical
Where $314/sqft sits among the 39 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Naples market
$560K → $450K
Naples median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
11 of 39
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the Naples median. See the full Naples market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 5130 COBBLE CREEK COURT UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5130 COBBLE CREEK COURT UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5130 COBBLE CREEK COURT UNIT 104 FAQs
What would the monthly payment be for 5130 COBBLE CREEK COURT UNIT 104?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,294/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5130 COBBLE CREEK COURT UNIT 104?+
The most recent tax bill on record (2025) was $4,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5130 COBBLE CREEK COURT UNIT 104?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $519,000, this home is listed about 4% below the Naples median of $539,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1005081.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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