19732 NW 280TH STREET, OKEECHOBEE, FL, 34972
Active109 days on marketListed Jun 3, 2026MLS #K4903540
About this home
19732 NW 280TH STREET
BRAND NEW 3BR/2BA ON 1.25 FULLY FENCED ACRES — JUST OFF THE PAVED ROAD! SELLER WILL HELP WITH BUYER’S CLOSING COSTS WITH ACCEPTABLE OFFER! Beautiful 1,493 SqFt Champion home in the Prairie/Viking area, offering a modern split-bedroom floor plan with warm wood tones and stylish contemporary finishes. The spacious kitchen features stainless steel appliances and an eat-in dining area with sliding glass doors leading outside. Open dining and living areas create a comfortable space for everyday living and entertaining. The private primary suite includes a double vanity, while additional features include walk-in closets and an interior laundry room. The fully fenced 1.25-acre AG-zoned property offers plenty of room for animals, RVs, boats, or future additions such as a barn, garage, workshop, or pool. Includes a 1-year manufacturer warranty. Home is expected to be completed in approximately 30 days. Great opportunity to own a brand-new home with space and privacy!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,493
Sqft
1.25 ac
Lot size
2026
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,746 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,746/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17%
$/sqft vs Okeechobee actives
$164 vs $212
Days on market
109 vs 12 typical
Where $164/sqft sits among the 57 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Okeechobee market
$225K → $301K
Okeechobee median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
18 of 57
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 419% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 19732 NW 280TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$235,000
19033 NW 262ND STREET
3 bd · 2 ba · 1,493 sqft · $157/sqft · 8 DOM
Sold · Jun ’26$259,900
18990 NW 268TH STREET
3 bd · 2 ba · 1,493 sqft · $174/sqft · 7 DOM
Sold · Jan ’26$265,500
21122 NW 278TH STREET
3 bd · 2 ba · 1,493 sqft · $178/sqft · 82 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19732 NW 280TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19732 NW 280TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19732 NW 280TH STREET FAQs
What would the monthly payment be for 19732 NW 280TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,746/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19732 NW 280TH STREET?+
The most recent tax bill on record (2025) was $434. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Okeechobee?+
At $244,900, this home is listed about 13% below the Okeechobee median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 19732 NW 280TH STREET?+
Harmony High School (high), Harmony Community School (elementary), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$244,900 runs 419% above the OKEECHOBEE 34972 median.
02Time on market is leverage
109 days on market against a Okeechobee median of 12 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Harmony High School, Harmony Community School, St. Cloud Middle School — Harmony Community School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $249,900, now $244,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #K4903540.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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