490 PINE LOOP, FROSTPROOF, FL, 33843
Active7 days on marketListed Oct 12, 2026MLS #K4903854
About this home
490 PINE LOOP
ONE OF THE FEW OVER-SIZED CORNER LOTS FOR RV PARKING LOCATED IN LILY LAKE GOLF & RV RESORT! THIS LOT IS COMPLETELY SET UP FOR YOUR ENJOYMENT! LILY LAKE IS A GOLF COMMUNITY WITH A 9 HOLE COURSE, CLUBHOUSE, POOL, PLANNED ACTIVITIES DURING SEASON & MUCH MORE! WALK OR DRIVE YOUR VERY "OWNED" GOLF CART TO THE NEARBY CLUBHOUSE, PRO SHOP, & GOLF COURSE! THE WATER & ELECTRIC HAS BEEN UPDATED ON THE LOT. THERE IS ALSO ADDITIONAL CONCRETE THAT ALLOWS FOR EXTRA STORAGE OF VEHICLES & RECENTLY REPAINTED. THIS LOT COMES WITH AN APPROXIMATE 8X12 REBUILT (9 FT. CEILING) STORAGE SHED THAT HOUSES A REFRIGERATOR, CHEST FREEZER, LAUNDRY SINK, GAS GRILL, WASHER & DRYER AND A GOLF CART THAT HAS NEWER BATTERIES & CHARGER! YOU CAN PARK YOUR GOLF CART UNDER A COVERED AREA & ENTERTAIN UNDER ANOTHER COVERED AREA IN YOUR OUTDOOR KITCHEN! LILY LAKE IS THE PLACE TO BE! LOT OWNERSHIP IS A GREAT "PLUS!" LILY LAKE IS LOCATED WITHIN AN HOUR TO HOUR HALF TO BOTH THE EAST & WEST COAST AS WELL AS TWO INTERNATIONAL AIRPORTS & MAJOR ATTRACTIONS!
Facts & features
The home at a glance
0.08 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,062 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,062/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Frostproof
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Frostproof. See the full Frostproof guide →
FROSTPROOF 33843 — neighborhood snapshot
Population
11,072
Median age
53.4
Median income
$51,358
Median home value
$107,900
Avg household
2.45
Households w/ children
742
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Frostproof market
$220K → $249K
Frostproof median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Frostproof, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the FROSTPROOF 33843 median. See the full Frostproof market guide →
Paper trail
This home's history
Reality check
What actually sold near 490 PINE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$115,000
228 BIG PINE AVENUE S · same community
1 bd · 1 ba · 480 sqft · $240/sqft · 134 DOM
Sold · Aug ’26$108,000
166 LILY CREEK WAY · same community
1 bd · 1 ba · 490 sqft · $220/sqft · 0 DOM
Sold · Apr ’26$128,000
178 LILY CREEK WAY · same community
1 bd · 1 ba · 499 sqft · $257/sqft · 159 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 490 PINE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 490 PINE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
490 PINE LOOP FAQs
What would the monthly payment be for 490 PINE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,062/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 490 PINE LOOP?+
The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 490 PINE LOOP?+
The most recent tax bill on record (2025) was $752. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 490 PINE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Frostproof?+
At $99,800, this home is listed about 63% below the Frostproof median of $269,450. The market section on this page shows how the area is trending.
Which schools are assigned to 490 PINE LOOP?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ESTELLE SULLIVAN REALTY, LLC · Estelle Sullivan. MLS #K4903854.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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