1051 NE LAKE DRIVE, LAKE CITY, FL, 32055
Active23 days on marketListed Oct 14, 2026MLS #K4903873
About this home
1051 NE LAKE DRIVE
Discover the possibilities at 1051 NE Lake Dr in Lake City, Florida! This detached, single-story home features 3 bedrooms, 1 full bathroom, and approximately 1,000 square feet of living space on a generous 0.26-acre lot. The property offers a practical layout with comfortable living and dining areas, a functional kitchen equipped with an electric range, microwave, and refrigerator, and a combination of carpet and laminate flooring. Additional features include central heating and air conditioning, a metal roof, an open porch, and a screened porch. Enjoy the flexibility of a spacious lot with room for outdoor activities, gardening, or creating your own outdoor retreat. No mandatory HOA fees or community association restrictions. Conveniently located with access to US-90 and nearby shopping, dining, and everyday services, this property offers an opportunity for buyers seeking a primary residence or an investment property. Whether you're looking for a place to call home or a property with potential for future improvements, this Lake City residence deserves a closer look. Property is being sold AS IS. Schedule your private showing today and explore the possibilities!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
1,000
Sqft
1935
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,417 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,417/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake City actives
$144 vs $180
Days on market
23 vs 83 typical
Where $144/sqft sits among the 61 Lake City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32055 — neighborhood snapshot
Population
16,792
Median age
36.6
Median income
$57,328
Median home value
$161,200
Avg household
2.52
Households w/ children
2,057
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$206K → $332K
Lake City median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
36 of 61
Lake City actives have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% below the LAKE CITY 32055 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1051 NE LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$168,000
396 NW HILLSBORO STREET
2 bd · 1 ba · 1,128 sqft · $149/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1051 NE LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1051 NE LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1051 NE LAKE DRIVE FAQs
What would the monthly payment be for 1051 NE LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,417/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1051 NE LAKE DRIVE?+
The most recent tax bill on record (2025) was $2,464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake City?+
At $143,900, this home is listed about 63% below the Lake City median of $384,025. The market section on this page shows how the area is trending.
Which schools are assigned to 1051 NE LAKE DRIVE?+
Pinemount Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DC GLOBAL PARTNERS · Hugo L Calvillo. MLS #K4903873.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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