58 SILVERSIDES STREET, LAKE WALES, FL, 33898
Active0 days on marketListed Oct 18, 2026MLS #K4903891
About this home
58 SILVERSIDES STREET
Welcome to your ultimate Florida retreat in the highly desirable, gated 55+ community of Saddlebag Lake Resort-where YOU OWN THE LAND! This beautifully maintained 2-bedroom, 2-bathroom Palm Harbor manufactured home comes fully furnished and turnkey, making it completely move-in ready from day one. The large kitchen is the focal point of this home, with its generous amount of cabinets and counter space. Designed for low-stress, low-maintenance living, the property features a durable metal roof and a fully stoned yard, eliminating tiresome lawn care so you can spend your days enjoying the sunshine. There's a covered front porch that opens to the main living area, as well as a thoughtful wheelchair-friendly ramp that leads up to the home, where you are greeted by a functional and convenient mudroom entryway. Additional exterior highlights include a protective carport and a good-sized storage shed equipped with full electrical power-perfect for a workshop, hobbies, or golf cart storage. Saddlebag Lake Resort offers an unparalleled active-adult lifestyle with quarterly HOA dues of just $734, covering your water, sewer and trash. Enjoy endless community amenities including a sparkling heated pool, screen-enclosed hot tub, fitness center, saunas, tennis and pickleball courts, shuffleboard, a driving range, a dog park, and private boat ramp access to pristine Saddlebag Lake. Don't miss your chance to secure this low-maintenance paradise-schedule your tour today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0.09 ac
Lot size
2001
Year built
One
Levels
$133
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,540 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,540/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.2%
Days on market
0 vs 84 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Saddlebag Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
Saddlebag Lake — neighborhood snapshot
Population
569
Median age
68
Median income
$34,972
Median home value
$83,600
Avg household
1
Households w/ children
16%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $249K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 58 SILVERSIDES STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 58 SILVERSIDES STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
58 SILVERSIDES STREET FAQs
What would the monthly payment be for 58 SILVERSIDES STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,540/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 58 SILVERSIDES STREET?+
The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 58 SILVERSIDES STREET?+
The most recent tax bill on record (2025) was $1,994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 58 SILVERSIDES STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $153,000, this home is listed about 38% below the Lake Wales median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 58 SILVERSIDES STREET?+
Spook Hill Elementary School (elementary), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of BENDER REALTY, LLC · Kris Bender. MLS #K4903891.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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