646 BUCCANEER STREET NW, LAKE PLACID, FL, 33852
Active2 days on marketListed Nov 4, 2026MLS #K4903935
About this home
646 BUCCANEER STREET NW
Build your Florida dream home on this vacant residential lot located at 646 Buccaneer St NW in Lake Placid! Whether you're looking to build your future home or invest in Florida real estate, this property offers an opportunity to own land in a growing area of Highlands County. Enjoy the possibilities of creating a home tailored to your needs while taking advantage of the surrounding natural beauty and relaxed Florida lifestyle. Conveniently located with access to nearby shopping, dining, parks, and recreational activities. Don't miss this opportunity to secure your piece of Florida! Buyer to verify zoning, permitted uses, lot dimensions, utilities, access, building requirements, and all other property information to their satisfaction.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$280 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$280/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Lake Placid
Get to know Lake Placid. See the full Lake Placid guide →
LAKE PLACID 33852 — neighborhood snapshot
Population
22,600
Median age
54.2
Median income
$54,284
Median home value
$213,500
Avg household
2.22
Households w/ children
1,920
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Placid market
$245K → $230K
Lake Placid median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the LAKE PLACID 33852 median. See the full Lake Placid market guide →
Paper trail
This home's history
Reality check
What actually sold near 646 BUCCANEER STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$299,000
660 SENECA DRIVE NW · same community
3 bd · 2 ba · 1,716 sqft · $174/sqft · 51 DOM
Sold · Oct ’26$230,000
230 E CANAL WAY NE
3 bd · 2 ba · 1,066 sqft · $216/sqft · 31 DOM
Sold · Sep ’26$220,000
107 ELBA DRIVE NE
3 bd · 2 ba · 1,160 sqft · $190/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 646 BUCCANEER STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 646 BUCCANEER STREET NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
646 BUCCANEER STREET NW FAQs
What would the monthly payment be for 646 BUCCANEER STREET NW?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $280/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 646 BUCCANEER STREET NW?+
The most recent tax bill on record (2025) was $227. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Placid?+
At $13,900, this home is listed about 95% below the Lake Placid median of $284,900. The market section on this page shows how the area is trending.
Which schools are assigned to 646 BUCCANEER STREET NW?+
Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE PLACID 33852 market on paper
$13,900 is 7% below the LAKE PLACID 33852 median of $15,000.
02Fresh on the market
Only 2 days on market in a Lake Placid market that averages 69 — if it fits, move quickly.
03Strong assigned schools
Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #K4903935.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lake Placid homes, in your inbox
Like 646 BUCCANEER STREET NW but not quite? A daily digest of every new listing in Lake Placid — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Frederick to ping you on any price or status change →