CENTURY 21 Edge
$40,000≈$464 /mo all-in ↓

tbd SW 163RD STREET, STARKE, FL, 32091

Active0 days on marketListed Nov 6, 2026MLS #K4903940

✦ Priced 88% below the STARKE 32091 medianCROSBY LAKE SHORES

About this home

tbd SW 163RD STREET

Looking for the perfect spot to build your dream home or invest in Florida land? Check out this approximately 0.67-acre (29,185 sq. ft.) parcel located on SW 163rd Street in the Crosby Lake Shores community of Starke, Florida. Enjoy the privacy and peaceful surroundings of country living while having room to build, garden, or create your own outdoor retreat. Whether you're looking to build now or hold as an investment for the future, this property offers an opportunity to own a piece of Florida. Conveniently located in Bradford County with access to local shopping, dining, and area amenities. Buyer to verify zoning, permitted uses, dimensions, utilities, access, wetlands, flood zone, and all other property information with the appropriate county and utility departments.

Facts & features

The home at a glance

0.67 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$142/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$464 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$275
FHA mortgage insurance (est.)$18
Property tax — 2025 actual bill$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,400Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $1,400
Interest rate7.50%
Loan term

Estimated payment

$464/mo

Principal & interest$275
FHA mortgage insurance (est.)$18
Property taxes (actual bill)$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Starke

Get to know Starke. See the full Starke guide →

STARKE 32091 — neighborhood snapshot

Population

14,719

Median age

39.4

Median income

$62,852

Median home value

$206,200

Avg household

2.55

Households w/ children

1,887

The numbers that matter

The Starke market

Seller’s marketBalanced — 5.6 months of inventoryBuyer’s market

$261K → $275K

Starke median sold, yr/yr

93.0%

Sale-to-list ratio (12 mo)

Median sold price, Starke, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% below the STARKE 32091 median. See the full Starke market guide →

Paper trail

This home's history

Nov 6, 2026Listed at $40,000 · 0 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arbel Joseph

Your agent

Arbel Joseph

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about tbd SW 163RD STREET — start here.

CallText
arbel.joseph@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for tbd SW 163RD STREET — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

tbd SW 163RD STREET FAQs

What would the monthly payment be for tbd SW 163RD STREET?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $464/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on tbd SW 163RD STREET?+

The most recent tax bill on record (2025) was $142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Starke?+

At $40,000, this home is listed about 89% below the Starke median of $357,450. The market section on this page shows how the area is trending.

Listing courtesy of AMERICAN REALTY OF PSL LLC · Daniel Castaneda. MLS #K4903940.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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Tbd SW 163rd Street, Starke, FL — Land for Sale, $40K