CENTURY 21 Edge
$149,000$174,9002 bd2 ba960 sqft$155 /sqft$1,566 /mo all-in ↓

1 BEAVERKILL DRIVE, LAKE WALES, FL, 33898

Active308 days on marketListed Sep 30, 2025MLS #L4956096

Reduced $26KManufactured HomeSADDLEBAG LAKE

About this home

1 BEAVERKILL DRIVE

Introducing the 2024 Kingswood Model by Nobility, the newest home available in the highly sought-after Saddlebag Lake Resort, a 55+ gated community in Lake Wales. This beautiful 2-bedroom, 2-bath home is perfectly situated on a desirable corner lot, directly across from the clubhouse and community amenities. Inside, you’ll find an open concept floor plan with a spacious kitchen that includes an island with sink, a designated dining area, and an inside utility room complete with washer and dryer. Easy-to-clean flooring flows throughout the home for low maintenance living. Both bedrooms are private en-suites, offering comfort and convenience, while the exterior is designed with a maintenance-free yard and no grass to mow. Just beyond the backyard is a greenway that leads directly to the water, giving you easy access to the lake and a serene outdoor setting. Saddlebag Lake Resort is a resident-owned community known for its vibrant and welcoming atmosphere. Residents enjoy peace of mind with 24-hour gated security and an array of resort-style amenities. The community offers a heated swimming pool, hot tub, sauna, clubhouse, library, and billiards room, as well as a fitness center and exercise facilities. Outdoor recreation includes tennis and pickleball courts, shuffleboard, horseshoes, a driving range, and a dog park. The community is golf cart friendly, making it easy to navigate the grounds. For water enthusiasts, there is a boat ramp, fishing pier, and direct access to Saddlebag Lake, which is well known for its bass, crappie, and bluegill fishing. The community also features a private U.S. Post Office and hosts frequent social activities such as parades, bingo, card games, clubs, and live entertainment, ensuring there is always something to do. The location is ideal, situated just nine miles from downtown Lake Wales where shopping, dining, and medical facilities are easily accessible. Major routes including US-27 and SR-60 provide convenient access to Orlando, Tampa, Vero Beach, Bok Tower Gardens, Lake Kissimmee State Park, and Legoland. Homes in Saddlebag Lake Resort are designed for easy living with minimal exterior upkeep, allowing residents to focus on enjoying the community’s active lifestyle. HOA fees include maintenance of common areas, amenities, and security, providing excellent value. This 2024 Kingswood Model blends modern design with resort-style living, offering the perfect combination of comfort, convenience, and community in one of Central Florida’s most desirable 55+ neighborhoods.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

960

Sqft

0.12 ac

Lot size

2024

Year built

One

Levels

$155

Per sqft

55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesMicrowave · Range · Refrigerator
InteriorEating Space In Kitchen · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesNorth
ExteriorStorage

Community & fees

HOA fee$245/mo
Taxes (2025)$2,616/yr
PetsYes
CommunityCanal Front · Community Boat Ramp · Dock · Fishing · Lake · Marina · Private Boat Ramp · Water Access · Waterfront · Clubhouse · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,566 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$877
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$218
HOA fee — from the listing$245
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,215
Interest rate6.00%
Loan term

Estimated payment

$1,566/mo

Principal & interest$877
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$218
HOA / condo fee$245
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $149K
$111KedgeAI estimate $124,037 · range $116K$145K$155K

vs edgeAI estimate

+20.1%

$/sqft vs SADDLEBAG LAKE

$155 vs $155

Days on market

308 vs 54 typical

Where $155/sqft sits among the 22 homes for sale in SADDLEBAG LAKE

7
2
5 · this home
1
4
3
$89–114$114–139$139–164$164–189$189–214$214+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Saddlebag Lake

Map of 1 BEAVERKILL DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World60 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Wales. See the full Lake Wales guide →

Saddlebag Lake — neighborhood snapshot

Population

569

Median age

68

Median income

$34,972

Median home value

$83,600

Avg household

1

Households w/ children

16%

For the school run

Polk County School District

ElementarySpook Hill Elementary School★★★★★
HighBartow Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Wales market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$275K$271K

Lake Wales median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

11 of 22

SADDLEBAG LAKE have cut their price

Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the LAKE WALES 33898 median. See the full Lake Wales market guide →

Paper trail

This home's history

CurrentPrice reduced to $149,000 $26K
Sep 30, 2025Listed at $174,900 · 308 days on market since
2024Built · SADDLEBAG LAKE

Reality check

What actually sold near 1 BEAVERKILL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

98 SILVERSIDES STREETSold · Feb ’26

$90,000

98 SILVERSIDES STREET · same community

2 bd · 1 ba · 972 sqft · $93/sqft · 12 DOM

92 SILVERSIDES STREETSold · Apr ’26

$50,000

92 SILVERSIDES STREET · same community

1 bd · 1 ba · 937 sqft · $53/sqft · 444 DOM

77 SADDLEBAG TRAILSold · Mar ’26

$91,500

77 SADDLEBAG TRAIL · same community

2 bd · 1 ba · 936 sqft · $98/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1 BEAVERKILL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 BEAVERKILL DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1 BEAVERKILL DRIVE FAQs

What would the monthly payment be for 1 BEAVERKILL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,566/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1 BEAVERKILL DRIVE?+

The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1 BEAVERKILL DRIVE?+

The most recent tax bill on record (2025) was $2,616. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1 BEAVERKILL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Wales?+

At $149,000, this home is listed about 40% below the Lake Wales median of $250,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1 BEAVERKILL DRIVE?+

Spook Hill Elementary School (elementary), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REMAX EXPERTS · Amanda Wright. MLS #L4956096.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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