914 PINE RIDGE DRIVE, LAKELAND, FL, 33809
Pending142 days on marketListed Mar 17, 2026MLS #L4960307
About this home
914 PINE RIDGE DRIVE
This well maintained 2 bedroom, 2 bath home is located in the desirable 55+ community of Lakeside Hills Estates, where you own the land. The home offers 1,152 square feet of living space, plus an air-conditioned carport and utility room, bringing the total usable space to approximately 1,600 square feet.Step onto the inviting front porch, the perfect place to enjoy your morning coffee. Inside, the spacious living room features multiple windows that provide natural light, along with built-in shelving. Both bedrooms are comfortably sized and feature large closets, providing plenty of storage.The enclosed carport/Florida room adds valuable additional living space and includes air conditioning, tinted windows, and a mounted TV, making it an ideal spot to relax or entertain guests. The utility room doubles as a laundry area and a fully equipped summer kitchen.Out back, you’ll find a patio area along with a spacious storage shed for additional storage. The membrane roof is approximately 11 years old, and the HVAC system was installed in 2019.Residents enjoy a low monthly HOA fee that includes lawn maintenance, internet, cable, water, and access to community amenities. Lakeside Hills Estates offers a beautifully remodeled clubhouse, fitness center, pool, spa/hot tub, shuffleboard courts, and more.Situated on Lake Gibson, the community also features a boat ramp, dock, and access to boating and other water activities. The neighborhood is small-pet friendly and conveniently located near shopping, medical facilities, and major highways for easy commuting.Schedule your showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0.11 ac
Lot size
1979
Year built
One
Levels
$112
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,442 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,442/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−21.4%
Days on market
142 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 914 PINE RIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 914 PINE RIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
914 PINE RIDGE DRIVE FAQs
What would the monthly payment be for 914 PINE RIDGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,442/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 914 PINE RIDGE DRIVE?+
The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 914 PINE RIDGE DRIVE?+
The most recent tax bill on record (2025) was $2,088. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 914 PINE RIDGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $129,000, this home is listed about 62% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 914 PINE RIDGE DRIVE?+
Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33809 market on paper
$129,000 is 60% below the LAKELAND 33809 median of $324,900, and at $112/sqft it sits under the Lakeland average of $206.
02Time on market is leverage
142 days on market against a Lakeland median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $149,000, now $129,000 — a $20K cut. The full history is in the market section below.
Listing courtesy of WATERS REAL ESTATE GROUP · Danielle Waters. MLS #L4960307.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 914 PINE RIDGE DRIVE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Cindy to ping you on any price or status change →