91 STRAPHMORE DRIVE, HAINES CITY, FL, 33844
Active172 days on marketListed May 4, 2026MLS #L4961625
About this home
91 STRAPHMORE DRIVE
This 1994 Palm Harbor 1316 SF home is located on a small pond, very hard to find available in our community. It won't last long. 2 bedrooms, 2 bathrooms, with tile flooring throughout. The A/C unit was replaced in 2021 and a new roof installed in 2023. Windows replaced in 2017. Home will be partially furnished. Comes with a generator transfer switch for your generator. Kitchen has been updated with pull out drawers for ease of locating kitchen utensils. Plenty of room for preparing and cooking. Small area for breakfast table and viewing the outside early in the morning. A 2018 Yamaha Golf Cart with 2025 Batteries is part of the deal on this property. The lanai is finished and makes a great place for viewing the pond and relaxing. A King-sized Master Bedroom with large walk-in closet and Master Bath updated with new tiled shower. The guest bedroom is a nice size for out-of-town guests. If you enjoy grilling outside and entertaining in a nice, screened area this home has that too. The Community has many amenities to enjoy, including a 900-acre lake for fishing and boating, outside & inside shuffleboard game and 2 billiards table to go along with the ole fashioned English Pub. Laundry is located inside.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,316
Sqft
0.12 ac
Lot size
1994
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,008 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,008/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.8%
$/sqft vs SWEETWATER GOLF & TENNIS CLUB
$146 vs $144
Days on market
172 vs 66 typical
Where $146/sqft sits among the 13 homes for sale in SWEETWATER GOLF & TENNIS CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Sweetwater Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Sweetwater Golf And Tennis Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Sweetwater Club is a short-term-rental community. See the full guide →
Sweetwater Golf And Tennis Club — neighborhood snapshot
Population
1,632
Median age
70
Median income
$70,273
Median home value
$28,345
Avg household
2
Households w/ children
15%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
5 of 13
SWEETWATER GOLF & TENNIS CLUB have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 91 STRAPHMORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$155,000
118 VICTORIA DRIVE · same community
2 bd · 2 ba · 1,344 sqft · $115/sqft · 65 DOM
Sold · Jun ’26$170,000
353 MELBOURN DRIVE · same community
2 bd · 2 ba · 1,269 sqft · $134/sqft · 151 DOM
Sold · Jan ’26$130,000
370 MELBOURN DRIVE · same community
2 bd · 2 ba · 1,378 sqft · $94/sqft · 247 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 91 STRAPHMORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 91 STRAPHMORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
91 STRAPHMORE DRIVE FAQs
What would the monthly payment be for 91 STRAPHMORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,008/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 91 STRAPHMORE DRIVE?+
The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 91 STRAPHMORE DRIVE?+
The most recent tax bill on record (2025) was $647. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 91 STRAPHMORE DRIVE be rented short-term?+
Yes — this home sits inside Sweetwater Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 91 STRAPHMORE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $192,500, this home is listed about 37% below the Haines City median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 91 STRAPHMORE DRIVE?+
Lake Alfred Polytech Academy (middle), Haines City Senior High School (high), Horizons Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the HAINES CITY 33844 market on paper
$192,500 is 31% below the HAINES CITY 33844 median of $279,450, and at $146/sqft it sits under the Haines City average of $184.
02Zoned for nightly rentals
Sweetwater Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Time on market is leverage
172 days on market against a Haines City median of 66 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $199,900, now $192,500 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SWEETWATER RESALES · Anita Love. MLS #L4961625.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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