1338 SAINT NICHOLAS AVENUE, CHRISTMAS, FL, 32709
Active157 days on marketListed May 13, 2026MLS #L4961798
About this home
1338 SAINT NICHOLAS AVENUE
Financing available!! Step inside this spacious 4 bedroom, 2.5 bath Home on a half acre. As you walk through the front door, you are greeted with the brand new renovated kitchen to the left and a dining room to your right. The living room has a beautiful Stone wood burning fireplace with a cypress mantel for those chilly Florida nights. All New Luxury Vinyl Flooring on lower second floor in Living room and master bedroom and carpeting in other 3 bedrooms, as well as upgraded tile showers, makes it move in ready. The master bedroom boasts a walk-in closet with a master bath and Jacuzzi tub. New Sliding glass door overlooks the woods with beautiful vegetation. Mature Oak trees encompass the property for that shaded serenity. No HOA to worry about. Metal Roof. New water pump. Septic just pumped out. Home is currently located between Orlando and Titusville. The space Coast is just a short drive away. Call to schedule your showing today! All buyers may receive up to a $5,000 SELLER CREDIT toward allowable closing costs and/or prepaids, subject to the purchase contract and applicable loan-programs and who use Seller’s Preferred Lender may also receive a $600 lender credit toward the appraisal fee and a complimentary credit report valued at approximately $130. Use of Seller’s Preferred Lender is not required. The lender credit and complimentary credit report are subject to lender approval, qualification requirements, loan-program guidelines, and applicable terms and conditions. Contact the listing agent for details.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,612
Sqft
0.51 ac
Lot size
2000
Year built
Two
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,497 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,497/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.3%
Days on market
157 vs 23 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Christmas
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Christmas. See the full Christmas guide →
CHRISTMAS 32709 — neighborhood snapshot
Population
1,665
Median age
40.9
Median income
$83,015
Median home value
$293,200
Avg household
2.61
Households w/ children
176
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Christmas market
$353K → $315K
Christmas median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Christmas, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the CHRISTMAS 32709 median. See the full Christmas market guide →
Paper trail
This home's history
Reality check
What actually sold near 1338 SAINT NICHOLAS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$299,900
25301 CELESTIAL STREET · same community
3 bd · 2 ba · 1,620 sqft · $185/sqft · 7 DOM
Sold · Oct ’26$325,000
25031 ANTLER STREET · same community
4 bd · 2 ba · 1,456 sqft · $223/sqft · 123 DOM
Sold · Nov ’25$195,000
25017 LUKE STREET · same community
3 bd · 2 ba · 1,288 sqft · $151/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 1338 SAINT NICHOLAS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1338 SAINT NICHOLAS AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1338 SAINT NICHOLAS AVENUE FAQs
What would the monthly payment be for 1338 SAINT NICHOLAS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,497/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1338 SAINT NICHOLAS AVENUE?+
The most recent tax bill on record (2025) was $4,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Christmas?+
At $310,000, this home is listed about 3% below the Christmas median of $319,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1338 SAINT NICHOLAS AVENUE?+
Wedgefield School (elementary), East River High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$310,000 runs 108% above the CHRISTMAS 32709 median.
02Time on market is leverage
157 days on market against a Christmas median of 23 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Wedgefield School, East River High — Wedgefield School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $324,900, now $310,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARPER REALTY FL, LLC · Annie Wood. MLS #L4961798.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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