CENTURY 21 Edge
$655,000$790,0003 bd2.5 ba2,728 sqft$240 /sqft$4,510 /mo all-in ↓

4212 HOMEWOOD LANE, LAKELAND, FL, 33811

Active67 days on marketListed Jun 12, 2026MLS #L4962187

Reduced $135KSingle Family ResidenceNOT IN SUBDIVISION

About this home

4212 HOMEWOOD LANE

This is a Unique Opportunity in South Lakeland: Your Dream Home Awaits! Don't miss your chance to own a truly unique property in a charming, close-knit South Lakeland neighborhood. Nestled on just under an acre of land, this home has been thoughtfully remodeled and is ready to be your perfect family retreat. It's a one-of-a-kind residence that stands out from all the rest. The heart of the home is a central atrium, a true showstopper which provides cascading sunlight to the entry, dining, kitchen and living areas through expansive floor to ceiling windows. This architectural feature creates a striking connection to the outdoors. The cedar trim adds rustic character and warmth. Solid stone surface countertops in the kitchen with new cabinetry and appliances await you with additional storage space in the butler pantry also accommodating a sink and wine fridge. The primary suite and family room are both generously sized, featuring large sliding glass doors that open to the back screened lanai, perfect for enjoying a quiet morning coffee or hosting gatherings. Outside, the property is a dream for those with hobbies and "toys." A separate, fenced-in area with direct access to Hatcher Road is perfect for parking a boat or RV. And with no HOA, you have the freedom to bring whatever you want! This is more than a home—it's a lifestyle. It’s for the family looking to create lasting memories in a house that truly reflects their style. This is one to get your hands on.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,728

Sqft

0.92 ac

Lot size

2

Garage

1981

Year built

One

Levels

$240

Per sqft

Fireplace

Inside

FlooringLaminate
AppliancesCooktop · Dishwasher · Refrigerator
InteriorDry Bar · Solid Surface Counters
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Cedar
FoundationSlab
FacesWest
ExteriorPrivate Yard

Community & fees

Taxes (2025)$6,845/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,510 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,534
PMI (est., until 20% equity)$246
Property tax — 2025 actual bill$570
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,500
Interest rate6.00%
Loan term

Estimated payment

$4,510/mo

Principal & interest$3,534
PMI (est., until 20% equity)$246
Property taxes (actual bill)$570
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $655K
$402KedgeAI estimate $656,600 · range $419K$892K$928K

vs edgeAI estimate

−0.2%

$/sqft vs NOT IN SUBDIVISION

$240 vs $253

Days on market

67 vs 45 typical

Where $240/sqft sits among the 130 homes for sale in NOT IN SUBDIVISION

74 · this home
34
5
9
1
7
$138–269$269–400$400–530$530–661$661–792$792+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 4212 HOMEWOOD LANE

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)52 min
Walt Disney World62 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33811 — neighborhood snapshot

Population

28,456

Median age

36.7

Median income

$85,821

Median home value

$289,800

Avg household

2.78

Households w/ children

3,489

For the school run

Polk County School District

ElementaryMedulla Elementary School★★★★
MiddleLakeland Highlands Middle School★★★★★
HighGeorge W. Jenkins Senior High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$316K$325K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

63 of 130

NOT IN SUBDIVISION have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% above the LAKELAND 33811 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $655,000 $135K
Jun 12, 2026Listed at $790,000 · 67 days on market since
1981Built · NOT IN SUBDIVISION

Reality check

What actually sold near 4212 HOMEWOOD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

308 MARTIN LUTHER KING BOULEVARDSold · Jan ’26

$35,658

308 MARTIN LUTHER KING BOULEVARD · same community

4 bd · 2 ba · 2,712 sqft · $13/sqft · 43 DOM

4510 CINDY ROADSold · Dec ’25

$485,000

4510 CINDY ROAD · same community

4 bd · 4 ba · 2,520 sqft · $192/sqft · 86 DOM

3800 GERBER DAIRY ROADSold · Mar ’26

$1,450,000

3800 GERBER DAIRY ROAD · same community

3 bd · 2 ba · 2,406 sqft · $603/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4212 HOMEWOOD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4212 HOMEWOOD LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4212 HOMEWOOD LANE FAQs

What would the monthly payment be for 4212 HOMEWOOD LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,510/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4212 HOMEWOOD LANE?+

The most recent tax bill on record (2025) was $6,845. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lakeland?+

At $655,000, this home is listed about 96% above the Lakeland median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4212 HOMEWOOD LANE?+

Medulla Elementary School (elementary), Lakeland Highlands Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ROOST REALTY GROUP LLC · Angela Workman. MLS #L4962187.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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