1102 MELTON AVENUE, LAKELAND, FL, 33803
Active109 days on marketListed Jun 24, 2026MLS #L4962808
About this home
1102 MELTON AVENUE
***BACK ON MARKET! BUYER'S FINANCING FELL THROUGH*** Mediterranean charm meets exceptional historic character in this beautifully preserved 1920s historic home nestled on a picturesque brick-lined street in the South Lake Morton Historic District! Situated on a prominent corner lot, this rare property offers views of Lake Hollingsworth from the welcoming front porch and includes a detached studio apartment above an oversized two-car garage. The main house features 3 bedrooms, 2 bathrooms, and 1,396 sq. ft. of living space. Original details tell the story of the home's rich history, including log cabin-style oak flooring, picture rail molding in the living room, recently refurbished historic windows, original interior doors, and a vintage tile bathroom that beautifully reflects the home's architectural heritage. Adding flexibility and value, the detached 580-square-foot studio apartment features an open-concept design complete with a full kitchen, eat-in bar, full bathroom, and a designated space for a bedroom with closets —ideal for guests, extended family, a private office, creative studio, or rental income opportunity! The property has been maintained and updated with a 2019 roof, 2022 HVAC system for the main home, 2024 central air system for the apartment, a mini-split AC system in the garage, and gas water heater installed in 2022! Enjoy one of Lakeland's most desirable historic neighborhoods with convenient access to both Lake Hollingsworth and Lake Morton, as well as beloved local destinations including Cob & Pen Eatery, Born & Bread Bakehouse, Peach House, and the Lakeland Public Library. This is a rare opportunity to own a piece of Lakeland history in a location that beautifully blends architectural character, modern updates, and the best of Lakeland living!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,976
Sqft
0.16 ac
Lot size
2
Garage
1926
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,998 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,998/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.7%
$/sqft vs Lakeland actives
$286 vs $194
Days on market
109 vs 67 typical
Where $286/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Lake Morton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Historic Lake Morton — neighborhood snapshot
Population
1,887
Median age
35
Median income
$60,388
Median home value
$375,682
Avg household
2
Households w/ children
100%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
247 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1102 MELTON AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$320,000
933 WINDSOR STREET
4 bd · 2 ba · 1,981 sqft · $162/sqft · 49 DOM
Sold · May ’26$405,000
2720 HANDLEY BOULEVARD
4 bd · 3 ba · 2,002 sqft · $202/sqft · 40 DOM
Sold · Aug ’26$355,000
2646 HANDLEY BOULEVARD
3 bd · 2 ba · 2,008 sqft · $177/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1102 MELTON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1102 MELTON AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1102 MELTON AVENUE FAQs
What would the monthly payment be for 1102 MELTON AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,998/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1102 MELTON AVENUE?+
The most recent tax bill on record (2025) was $6,924. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $565,000, this home is listed about 69% above the Lakeland median of $333,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1102 MELTON AVENUE?+
Philip O'Brien Elementary School (elementary), Lakeland Senior High School (high), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PAIGE WAGNER HOMES REALTY · Paige Wagner. MLS #L4962808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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