CENTURY 21 Edge
$570,0003 bd2.5 ba2,503 sqft$228 /sqft$4,567 /mo all-in ↓

3050 SHOAL CREEK VILLAGE DRIVE, LAKELAND, FL, 33803

Active10 days on marketListed Aug 10, 2026MLS #L4964184

WaterfrontSingle Family ResidenceSHOAL CREEK VILLAGE

Come see it

Upcoming open house

Sat, Aug 22

11:00 AM – 2:00 PM

About this home

3050 SHOAL CREEK VILLAGE DRIVE

Welcome to 3050 Shoal Creek Village Drive, where waterfront tranquility and the unmistakable Grasslands lifestyle come together in one of Lakeland’s most desirable gated golf communities. Nestled within Shoal Creek Village at Grasslands Golf & Country Club, this beautifully positioned residence offers approximately 2,503 square feet of living space, 3 bedrooms, 2.5 baths, a 2-car garage, and serene water views that create an exceptional backdrop for everyday living. From the moment you arrive, there is a sense that life here moves at a different pace. Step inside to a thoughtfully designed interior where hardwood and tile flooring, generous living spaces, and views toward the water create a warm yet refined atmosphere. The kitchen is beautifully appointed with granite countertops, stainless steel appliances, abundant cabinetry, and space designed for both casual mornings and effortless entertaining. The first-floor primary suite provides a private retreat, while two additional bedrooms upstairs offers comfortable accommodations for family, guests, and a bonus room creates space for a dedicated home office. With 2.5 baths and a well-planned two-story layout, the home balances privacy with inviting spaces for gathering. Yet some of the most memorable moments may happen just beyond the interior. The covered, screened outdoor living area overlooks the water, creating a peaceful setting for morning coffee, an evening glass of wine, or simply unwinding as the Florida sky reflects across the pond. With its waterfront position, this home offers the kind of view that becomes part of your everyday routine. And then there is the Grasslands lifestyle. Imagine having championship golf woven into the fabric of your community. Grasslands Golf & Country Club features a celebrated course originally designed by Jerry Pate and Bob Cupp and recently restored under the guidance of renowned golf course architect Ron Garl. The extensive 2024–2026 restoration introduced USGA-standard green complexes, state-of-the-art bunkers, and enhanced irrigation and drainage, returning the course to championship form and welcoming professional tournament golf back to Grasslands in 2026. Beyond the fairways, Grasslands offers the atmosphere of a private, member-owned country club, with opportunities for clubhouse dining, swimming, tennis, pickleball, golf, and social activities through separately available club memberships. Whether your ideal afternoon is spent on the course, meeting friends at the clubhouse, enjoying a match on the courts, or simply returning home to your own waterfront retreat, this is a community designed around lifestyle. Ideally located in Lakeland, Grasslands also offers convenient access to shopping, dining, medical facilities, downtown Lakeland, and major roadways connecting Central Florida. 3050 Shoal Creek Village Drive is more than a waterfront home—it is an opportunity to embrace the Grasslands lifestyle. Golf in the morning, enjoy the club in the afternoon, and come home to peaceful water views at the end of the day. For those seeking an elevated combination of location, lifestyle, and low-maintenance luxury, this Shoal Creek Village residence offers a beautiful place to call home.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,503

Sqft

0.29 ac

Lot size

2

Garage

1997

Year built

Two

Levels

$228

Per sqft

WaterfrontWater view

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$482/mo
Taxes (2025)$7,631/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,567 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,076
PMI (est., until 20% equity)$214
Property tax — 2025 actual bill$636
HOA fee — from the listing$482
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,000
Interest rate6.00%
Loan term

Estimated payment

$4,567/mo

Principal & interest$3,076
PMI (est., until 20% equity)$214
Property taxes (actual bill)$636
HOA / condo fee$482
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $570K
$426KedgeAI estimate $796,447 · range $444K$982K$1.0M

vs edgeAI estimate

−28.4%

$/sqft vs Lakeland actives

$228 vs $193

Days on market

10 vs 43 typical

Where $228/sqft sits among the 400 Lakeland actives

70
129
103
55 · this home
18
25
$126–159$159–193$193–227$227–260$260–294$294+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grasslands

Map of 3050 SHOAL CREEK VILLAGE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa41 min
Walt Disney World51 min
Tampa Int’l Airport (TPA)52 min
Universal Orlando61 min
Downtown Orlando67 min
Orlando Int’l Airport (MCO)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

Grasslands — neighborhood snapshot

Population

1,741

Median age

67

Median income

$65,382

Median home value

$286,300

Avg household

2

Households w/ children

42%

For the school run

Polk County School District

ElementaryDixieland Elementary School★★★★★
HighLakeland Senior High School★★★★★
MiddleSleepy Hill Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$316K$323K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

229 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% above the LAKELAND 33803 median. See the full Lakeland market guide →

Paper trail

This home's history

Aug 10, 2026Listed at $570,000 · 10 days on market since
1997Built · SHOAL CREEK VILLAGE

Reality check

What actually sold near 3050 SHOAL CREEK VILLAGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3093 SHOAL CREEK VILLAGE DRIVESold · Jan ’26

$500,000

3093 SHOAL CREEK VILLAGE DRIVE · same community

3 bd · 2 ba · 2,352 sqft · $213/sqft · 88 DOM

3056 SHOAL CREEK VILLAGE DRIVESold · Dec ’25

$375,000

3056 SHOAL CREEK VILLAGE DRIVE · same community

3 bd · 2 ba · 1,852 sqft · $202/sqft · 74 DOM

3085 SHOAL CREEK VILLAGE DRIVESold · May ’26

$450,000

3085 SHOAL CREEK VILLAGE DRIVE · same community

3 bd · 2 ba · 1,793 sqft · $251/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3050 SHOAL CREEK VILLAGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3050 SHOAL CREEK VILLAGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3050 SHOAL CREEK VILLAGE DRIVE FAQs

What would the monthly payment be for 3050 SHOAL CREEK VILLAGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,567/mo — principal and interest, the actual property-tax bill, the $482/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3050 SHOAL CREEK VILLAGE DRIVE?+

The association fee works out to $482 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3050 SHOAL CREEK VILLAGE DRIVE?+

The most recent tax bill on record (2025) was $7,631. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3050 SHOAL CREEK VILLAGE DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $570,000, this home is listed about 70% above the Lakeland median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3050 SHOAL CREEK VILLAGE DRIVE?+

Dixieland Elementary School (elementary), Lakeland Senior High School (high), Sleepy Hill Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ENGEL & VOELKERS LAKELAND · Lisa Matheny. MLS #L4964184.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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