4340 VANTAGE CIRCLE, SEBRING, FL, 33872
Active33 days on marketListed Sep 9, 2026MLS #L4964186
About this home
4340 VANTAGE CIRCLE
Enjoy all that Sebring is known for—beautiful lakes, outdoor recreation, historic charm, and a community spotlighted by HGTV. A rare opportunity to own a thoughtfully designed and maintained duplex block home in one of Central Florida’s most desirable and welcoming towns. Located in the middle of Sebring, near all of Sebring. The desirable Vantage Point community has so much to for the 55+ buyers. This duplex offers the prefect blend of home, activities, recreation and privacy. The home features 2 bedroom, 2 baths, a bonus room and a single car garage. Washer/dryer and water heater is in the garage. The garage has an attic access with pull down stairs. Both baths have linen closets. The home is move-in ready. This area is great as a winter retreat. Roof replaced 2020, A/C unit replaced 2016, water heater 2023, kitchen 2024, new garage door motor, chain, sensor, remote 2026, A/C ducts/vents cleaned 2025. Leave your yard maintenance to the HOA. Underground utilities. Enjoy a heated year round pool with his and hers bathrooms at the pool, shuffleboard, clubhouse for your private functions or community bingo, dominos, cards. Seller will have home professionally cleaned once home is vacate. Minutes from SNL golf courses, Sebring Municipal Golf Course, Advent Hospital and about 15 minutes from Sebring International Speedway. Home is being sold "AS-IS" with inspections welcomed.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,249
Sqft
0.13 ac
Lot size
1
Garage
1990
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,916 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,916/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.3%
$/sqft vs Sebring actives
$196 vs $181
Days on market
33 vs 84 typical
Where $196/sqft sits among the 176 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $274K
Sebring median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
81 of 176
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 880% above the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 4340 VANTAGE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$226,500
2500 HIDDEN CREEK CIRCLE
2 bd · 2 ba · 1,281 sqft · $177/sqft · 0 DOM
Sold · Oct ’25$207,000
3308 AUSTIN STREET
2 bd · 1 ba · 1,199 sqft · $173/sqft · 11 DOM
Sold · Jun ’26$279,900
4364 MERCEDES STREET
3 bd · 2 ba · 1,322 sqft · $212/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4340 VANTAGE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4340 VANTAGE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4340 VANTAGE CIRCLE FAQs
What would the monthly payment be for 4340 VANTAGE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,916/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4340 VANTAGE CIRCLE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4340 VANTAGE CIRCLE?+
The most recent tax bill on record (2025) was $1,268. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4340 VANTAGE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $244,900, this home is listed about 17% below the Sebring median of $294,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4340 VANTAGE CIRCLE?+
Sun 'n Lake Elementary School (elementary), Hill-Gustat Middle School (middle), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$244,900 runs 880% above the SEBRING 33872 median.
02Strong assigned schools
Sun 'n Lake Elementary School, Hill-Gustat Middle School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $249,900, now $244,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ADVANTAGE REALTY 1 · Sharon Jones PA. MLS #L4964186.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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