487 LINDSEY DRIVE, LAKELAND, FL, 33809
Active61 days on marketListed Aug 18, 2026MLS #L4964328
About this home
487 LINDSEY DRIVE
PRICE IMPROVEMENT ***Seller may consider some buyer concessions with an acceptable offer*** OWN THE HOME & THE LAND! Welcome to Wilder Trace Mobile Home Community, where affordable homeownership meets peaceful Florida living. This well-maintained 3-bedroom, 2-bathroom manufactured home sits on a spacious 0.23-acre lot with NO rear neighbors and peaceful pond views and a sense of privacy that’s hard to find. Step inside to a functional, inviting floor plan featuring a large living room with soaring ceilings and a spacious kitchen with abundant cabinet and counter space—ideal for both everyday living and entertaining. The generously sized primary suite offers a walk-in closet and a large walk-in shower, creating a comfortable retreat at the end of the day. Enjoy Florida’s beautiful outdoors from the back deck overlooking the fenced backyard, pond, wooded surroundings, and walking trail. Whether you’re enjoying your morning coffee, entertaining friends, or simply unwinding, this peaceful backyard setting is sure to impress. Additional features include a 2-car carport, a large storage area conveniently located off the rear porch, and incredibly low HOA dues of just $200 per year. Major updates provide added peace of mind, including: Metal roof – 2018 A/C – 2024 Water heater – 2024 Some aesthetic updates include - new baseboards, new paint, new kitchen sink and laminate countertops. New kitchen flooring recently added along with newer dishwasher to match the refrigerator and stove. Conveniently located near shopping, dining, schools, and major roadways, this property offers the perfect combination of space, privacy, affordability, and convenience. USDA financing eligible, making this an excellent opportunity for qualified buyers looking to own both their home and the land beneath it. With the price recently reduced, now is the time to take a closer look at this unique opportunity for affordable Florida homeownership!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,296
Sqft
0.23 ac
Lot size
2000
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,779 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,779/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.5%
$/sqft vs Lakeland actives
$174 vs $193
Days on market
61 vs 61 typical
Where $174/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
220 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 487 LINDSEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$269,000
8334 MITCHALL DRIVE · same community
3 bd · 2 ba · 1,664 sqft · $162/sqft · 7 DOM
Sold · Jul ’26$309,999
486 LINDSEY DRIVE · same community
5 bd · 3 ba · 2,108 sqft · $147/sqft · 28 DOM
Sold · Jul ’26$260,000
467 LINDSEY DRIVE · same community
4 bd · 2 ba · 2,240 sqft · $116/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 487 LINDSEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 487 LINDSEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
487 LINDSEY DRIVE FAQs
What would the monthly payment be for 487 LINDSEY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,779/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 487 LINDSEY DRIVE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 487 LINDSEY DRIVE?+
The most recent tax bill on record (2025) was $2,132. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 487 LINDSEY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $225,000, this home is listed about 32% below the Lakeland median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 487 LINDSEY DRIVE?+
Wendell Watson Elementary School (elementary), Lake Gibson Senior High School (high), Lake Gibson Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX EXPERTS · Kathy Agner. MLS #L4964328.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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