5435 SUMMERLAND HILLS DRIVE, LAKELAND, FL, 33812
Active61 days on marketListed Aug 18, 2026MLS #L4964350
About this home
5435 SUMMERLAND HILLS DRIVE
*****NO APPLICATION FEES*****If you need bedrooms and location, then this is it!!! NO CARPET!!!!! 4 Bedrooms PLUS an OFFICE that has a closet if needed for a 5th Bedroom. Master Bath has dual vanities, garden tub, separate shower, private commode and 2 walk in closets. Neutral paint in and out, glazed maple kitchen cabinets with granite and stainless appliances, extra large screened lanai nestled among mature oaks in a gated SE subdivision. OVERSIZED GARAGE with extra storage with utility sink and an attic that has pull down stairs to decked space above. EXTRA parking pad...... ALL LAWN CARE PROVIDED. Close to medical, shopping and restaurants with easy access to TAMPA-ORLANDO-WINTER HAVEN-BARTOW. WE DO NOT ADVERTISE ON CRAIGSLIST!!! .... BEWARE OF SCAMMERS!!!!!! Floor plan available if needed.
Facts & features
The home at a glance
5
Bedrooms
2
Bathrooms
2,511
Sqft
0.31 ac
Lot size
2
Garage
1998
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$1 vs $194
Days on market
61 vs 60 typical
Where $1/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
222 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5435 SUMMERLAND HILLS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$530,000
3202 SUMMERLAND HILLS COURT · same community
5 bd · 2 ba · 2,469 sqft · $215/sqft · 11 DOM
Sold · Jun ’26$440,000
5480 SUMMERLAND HILLS DRIVE · same community
5 bd · 3.5 ba · 2,889 sqft · $152/sqft · 159 DOM
Sold · Aug ’26$765,000
2421 PETERSON ROAD
4 bd · 4 ba · 2,508 sqft · $305/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5435 SUMMERLAND HILLS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5435 SUMMERLAND HILLS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5435 SUMMERLAND HILLS DRIVE FAQs
What would the monthly payment be for 5435 SUMMERLAND HILLS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5435 SUMMERLAND HILLS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $2,850, this home is listed about 99% below the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5435 SUMMERLAND HILLS DRIVE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HARPER REALTY FL, LLC · Dan Kiehl. MLS #L4964350.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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