CENTURY 21 Edge
Retail

Commercial Lease · Retail

$71,0003,550 sq ft$20 /sq ft0.23 acres

55 NW 3RD STREET NW, WINTER HAVEN, FL, 33881

Active15 days on marketListed Aug 20, 2026MLS #L4964404

About this property

The property at a glance

COMMERCIAL SPACE AVAILABLE WITH TONS OF FOOT TRAFFIC! A PARKING GARAGE DIRECTLY ACROSS THE STREET compliments this convenient location in downtown Winter Haven, FL. Endless possibilities and perfect for retail, restaurants, and entertainment just to name a few. Winter Haven has seen a tremendous amount of redevelopment over the last decade, and this space is situated in it's direct path. This building as a whole is home to REGUS/IWG workspace, an UPSCALE COCKTAIL LOUNGE, pilates studio, and a growth and healing space. Many more amazing developments are on the horizon so come claim this space to be in the center of all the action.

3,550

Building sq ft

$20

Price / sq ft

0.23

Lot acres

1949

Year built

1

Building

BR

Zoning

Retail

Property type

Building size3,550 sq ft
Lot size0.23 acres
Year built1949
Buildings1
ZoningBR
ParkingCurb Parking · Public Parking
ConstructionBlock · Concrete
CoolingCentral Air
UtilitiesElectricity Available · Water Connected
Annual taxes$32,161

The numbers

Investment snapshot

NNN

Lease structure

3 to 5 Years

Lease term

Estimated payment (illustrative)

Down payment25% · $17,750
Interest rate6.00%
Loan term

Estimated payment

$3,159/mo

Principal & interest$319
Property taxes (actual bill)$2,680
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Chad to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

33,000vehicles / day · 2025Ave A Sw · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

Central TavernRestaurant0 mi
Bank of Americabank0.1 mi
The Gun RoomRetail0.1 mi
Winter Haven Public Library/Kathryn L. Smith Memorial Librarlibrary0.1 mi
Richard's Fine Coffeescafe0.1 mi
Winter HavenCity0.1 mi
Central ParkPark0.1 mi
MW JewelerRetail0.2 mi
Popeyesfast food0.2 mi
Upper Crust PizzaRestaurant0.2 mi
Winter Haven Post Officepost office0.2 mi
Marcos PizzaRestaurant0.2 mi
Staybridge SuitesLodging0.2 mi
Jenny'sRestaurant0.3 mi
McDonald'sfast food0.3 mi
CVS Pharmacypharmacy0.3 mi
Budget Innhotel0.3 mi
Egg Haven breakfast & lunchRestaurant0.3 mi
Chain of Lakes Downtown Trailhead ParkPark0.4 mi
Fifth Avenue Men's WearRetail0.5 mi
Fashion & Multiservices CenterRetail0.5 mi
Ard's AwningRetail0.5 mi
Winter Haven Hospital HeliportAirport0.5 mi
Winter Haven HospitalHospital0.5 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

107

Population

27

Median age

2

Avg household

$187,500

Median home value

$852/mo

Median rent

Consumer profile

Hops & BrewsTop 5%

Thirst isn't the only reason this population looks for a good brew. From beer drinkers on a budget to the millennial craft beer enthusiast, these men and women are passionate about different kinds of beer and how it's made.

Live & Local MusicTop 6%

This population follows the music. From local bands to current acts at the local venue, you can find these people researching band tours and how to get backstage passes.

BookishTop 6%

Always seeking the next book, article, or poem to read, this activity is prevalent in areas where reading is a way of life. Although a solo activity, the expression of the love of books is a bonding, communal experience.

Love & RomanceTop 6%

Love is in the air when this population is present. Includes people expressing their feelings for significant others in special ways. Common activities include anniversaries and date nights.

Party LifeTop 7%

The party don't stop until the sun comes up. Loud music, crowds, and shots are a recipe for a great night out for these people.

Late-night LeisureTop 11%

Ready to turn up when the sun goes down, this population is looking for nighttime entertainment at home or out on the town.

Recent sales

What actually sold near 55 NW 3RD STREET NW

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

621 CYPRESS GARDENS BOULEVARD

$117,432

621 CYPRESS GARDENS BOULEVARD

6,710 sqft · $18/sqft · Sold Jun 3, 2025

132 W CENTRAL AVENUE

$750,000

132 W CENTRAL AVENUE

4,790 sqft · $157/sqft · Sold Aug 11, 2026

126 W CENTRAL AVE

$350,000

126 W CENTRAL AVE

2,800 sqft · $125/sqft · Sold Apr 15, 2025

Your team

The pros in your corner

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, offers, and every question about 55 NW 3RD STREET NW — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 55 NW 3RD STREET NW.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked.

Listing courtesy of COLDWELL BANKER REALTY · Bryan Dicks. MLS #L4964404.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New WINTER HAVEN listings, in your inbox

A daily digest of every new listing in WINTER HAVEN — straight from the MLS, hours after it goes live. Unsubscribe anytime.

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 4, 2026 at 9:31 AM UTC. The listing information on this page last changed on September 4, 2026 at 9:31 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 4, 2026 at 9:31 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 4, 2026 at 9:31 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.