
534 BLUE FLAG DRIVE, AUBURNDALE, FL, 33823
Active2 days on marketListed Sep 1, 2026MLS #L4964505
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Sat, Sep 5
11:00 AM – 3:00 PM
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About this home
534 BLUE FLAG DRIVE
Exceptional custom craftsmanship, beautiful design, and effortless indoor/outdoor living come together in this one-of-a-kind Arthur Rutenberg home in the sought-after gated community of Water Ridge. Custom-designed for this property, this impressive 4-bedroom, 3.5-bath residence offers approximately 3,682 square feet of living space on an oversized .44-acre lot, with a floor plan created for entertaining, functionality, storage, and everyday luxury. Custom double-glass entry doors accented with wrought iron open to a soaring two-story foyer with an upper landing overlooking the space below. Just off the foyer, a den/flex room with glass French doors is ideal for a home office, library, or sitting room. Beyond, the home opens to an expansive 20' x 20' great room with nearly 11-foot ceilings, built-in surround sound, and an extraordinary 20-foot telescoping glass door system opening almost completely to the large screened lanai for seamless indoor/outdoor living. The beautifully appointed kitchen features a large center island, granite countertops, 42-inch wood cabinetry, walk-in pantry, and adjoining dining area overlooking the backyard. A separate built-in beverage, wine and coffee center includes custom cabinetry, granite countertop, built-in microwave, and beverage refrigerator. The spacious screened lanai features built-in speakers and flows to an additional patio already plumbed and wired for a future outdoor kitchen. The first floor also includes an exceptionally spacious primary suite and separate guest bedroom with en-suite bath, ideal for guests or multigenerational living. The primary bath offers dual vanities, freestanding soaking tub, walk-in shower, linen storage, and an extraordinary walk-in closet with custom cabinetry and built-in organization. Upstairs, two additional bedrooms enjoy views toward Lake Van and Lake Alfred, while a large bonus room offers flexibility as a game room, home theater, media room, or additional living space. Custom cabinetry and built-in storage are incorporated throughout, including laundry-room cabinetry, built-in bedroom closet systems, walk-in pantry, and a convenient mudroom off the garage. Measuring approximately 31' x 24', the oversized three-car garage was intentionally extended to accommodate larger vehicles, recreational equipment, or boat storage. Additional features include LED recessed lighting throughout, exterior landscape lighting, built-in audio in the great room and screened lanai, and rough-in plumbing for a future water-softener system. High-end finish selections throughout reflect the quality expected from a custom Arthur Rutenberg residence. Residents of Water Ridge enjoy a clubhouse located on the shores of beautiful Lake Van!, a fitness center, sauna, three pools, tennis and pickleball courts, a community boat ramp, and storage facilities. Ideally positioned between Orlando and Tampa and about 30 minutes from Walt Disney World, Water Ridge offers a distinctive Central Florida lifestyle surrounded by lakes, recreation, and natural beauty. This is more than a beautiful home—it is a custom residence where architecture, function, entertaining, and Florida living come together in exceptional fashion!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,682
Sqft
0.44 ac
Lot size
3
Garage
2019
Year built
Two
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,038 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,038/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WATER RIDGE SUB
$284 vs $287
Days on market
2 vs 57 typical
Where $284/sqft sits among the 10 homes for sale in WATER RIDGE SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Water Ridge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Auburndale. See the full Auburndale guide →
Water Ridge — neighborhood snapshot
Population
256
Median age
46
Median income
$66,839
Median home value
$255,481
Avg household
3
Households w/ children
24%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Auburndale market
$316K → $345K
Auburndale median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
6 of 10
WATER RIDGE SUB have cut their price
Median sold price, Auburndale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 240% above the AUBURNDALE 33823 median. See the full Auburndale market guide →
Paper trail
This home's history
Reality check
What actually sold near 534 BLUE FLAG DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,335,000
527 ADAMS VIEW LANE · same community
4 bd · 3 ba · 3,809 sqft · $350/sqft · 22 DOM
Sold · Jul ’26$1,075,000
360 CALADIUM AVENUE · same community
3 bd · 4 ba · 3,422 sqft · $314/sqft · 5 DOM
Sold · Jun ’26$532,000
445 WATERFERN TRAIL DRIVE · same community
3 bd · 3.5 ba · 3,081 sqft · $173/sqft · 221 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 534 BLUE FLAG DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 534 BLUE FLAG DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
534 BLUE FLAG DRIVE FAQs
What would the monthly payment be for 534 BLUE FLAG DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,038/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 534 BLUE FLAG DRIVE?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 534 BLUE FLAG DRIVE?+
The most recent tax bill on record (2026) was $8,066. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 534 BLUE FLAG DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Auburndale?+
At $1,045,000, this home is listed about 200% above the Auburndale median of $347,900. The market section on this page shows how the area is trending.
Which schools are assigned to 534 BLUE FLAG DRIVE?+
Lake Alfred Polytech Academy (middle), Lake Alfred Elementary School (elementary), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,045,000 runs 240% above the AUBURNDALE 33823 median — but at 3,682 sqft it's also nearly twice the size of the typical Auburndale listing.
02Garden & Water views
The garden and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Auburndale market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REMAX EXPERTS · Maria Santillo. MLS #L4964505.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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