4505 FAIRWAY OAKS DRIVE, MULBERRY, FL, 33860
Active53 days on marketListed Aug 26, 2026MLS #L4964586
About this home
4505 FAIRWAY OAKS DRIVE
Virtually Staged. Welcome to 4505 Fairway Oaks Dr, a beautifully refreshed 3-bedroom, 2-bath home with an office, formal dining room, and a desirable split-bedroom floor plan, all set within a gated community on a spacious lot. Fresh exterior and interior paint, new carpet, and a recently re-screened patio make this home move-in ready and easy to enjoy from day one. Inside, the dedicated office at the front of the home provides a flexible space for working from home, studying, or creating a quiet retreat, while the formal dining room offers plenty of room for entertaining. The split-bedroom layout provides added privacy, with the primary suite separated from the secondary bedrooms. Step outside to the screened patio and take in the peaceful wooded and water views behind the home. With no immediate rear neighbor, the setting feels private and serene, and the western exposure delivers truly beautiful sunset views in the evenings. The large lot provides plenty of outdoor space while still offering the privacy and atmosphere of an established gated community. With its fresh updates, flexible floor plan, generous homesite, and standout backyard views, this Fairway Oaks home offers a combination of comfort, privacy, and scenery that is hard to find.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,914
Sqft
0.29 ac
Lot size
2
Garage
2015
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,716 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,716/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.7%
$/sqft vs Mulberry actives
$182 vs $183
Days on market
53 vs 58 typical
Where $182/sqft sits among the 92 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $307K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
49 of 92
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 4505 FAIRWAY OAKS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$375,000
4550 FAIRWAY OAKS DRIVE · same community
4 bd · 2 ba · 1,849 sqft · $203/sqft · 154 DOM
Sold · Aug ’26$475,000
4537 FAIRWAY OAKS DRIVE · same community
4 bd · 2.5 ba · 2,379 sqft · $200/sqft · 131 DOM
Sold · Jul ’26$106,500
600 NW 9TH STREET
3 bd · 2 ba · 1,916 sqft · $56/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4505 FAIRWAY OAKS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4505 FAIRWAY OAKS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4505 FAIRWAY OAKS DRIVE FAQs
What would the monthly payment be for 4505 FAIRWAY OAKS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,716/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4505 FAIRWAY OAKS DRIVE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4505 FAIRWAY OAKS DRIVE?+
The most recent tax bill on record (2025) was $2,666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4505 FAIRWAY OAKS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $349,000, this home is listed about 13% above the Mulberry median of $310,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4505 FAIRWAY OAKS DRIVE?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jana Lutz. MLS #L4964586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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