CENTURY 21 Edge
$322,0002 bd2 ba1,915 sqft$168 /sqft≈$2,643 /mo all-in ↓

6276 SILVER LAKES DRIVE E, LAKELAND, FL, 33810

Active32 days on marketListed Sep 8, 2026MLS #L4964589

✦ Priced 4% below the LAKELAND 33810 medianSingle Family ResidenceSILVER LAKES REP

Come see it

Upcoming open house

Sun, Oct 18

2:00 PM – 5:00 PM

About this home

6276 SILVER LAKES DRIVE E

Welcome home to easy Florida living in the beautiful 55+ community of Silver Lakes! Immaculately maintained, thoughtfully updated, and truly move-in ready, this spacious 2-bedroom, 2-bath home also features a dedicated office/den that offers wonderful flexibility for a home office, hobby space, or additional guest accommodations. High ceilings and an open layout create a bright, airy feel throughout, while the generous Florida room provides even more space to relax and enjoy your new home. The beautifully remodeled kitchen features updated cabinetry, granite countertops, a natural gas range, and a brand-new refrigerator installed in 2026. Both bathrooms have also been remodeled, popcorn ceilings have been removed, and tile and luxury vinyl plank flooring flow throughout the home. Major improvements have already been taken care of, including a roof replaced in 2018, windows replaced in 2018 with a transferable warranty, HVAC installed in 2019 and serviced in August 2026, new AC ductwork in 2023, a tankless water heater, and a Culligan reverse-osmosis water system. New smoke detectors provide another recent update. Step outside to the patio, complete with a natural gas connection ready for your grill. The oversized garage offers plenty of room for a workshop, craft area, or additional storage and is already equipped with an electric vehicle charger, adding extra convenience for EV owners. Silver Lakes offers an active, welcoming 55+ lifestyle with an impressive array of community activities and amenities, including a heated swimming pool for year-round enjoyment and lighted walking paths winding around the community's three lakes. HOA amenities include cable, internet, lawn mowing and edging, and irrigation using reclaimed/pond water, making it easier to spend your time enjoying everything the community has to offer. A transferable termite warranty adds even more value. With extensive updates, generous living spaces, and a low-maintenance lifestyle in one of West Central Florida's well-loved 55+ communities, this home is ready for its next owner. Call today to schedule your private showing.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,915

Sqft

0.12 ac

Lot size

2

Garage

1999

Year built

One

Levels

$168

Per sqft

55+ communityPets allowed

Inside

FlooringOther
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Other · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorOther

Community & fees

HOA fee$235/mo
Taxes (2025)$2,521/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,643 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,896
FHA mortgage insurance (est.)$142
Property tax — 2025 actual bill$210
HOA fee — from the listing$235
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,270Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,270
Interest rate6.00%
Loan term

Estimated payment

$2,643/mo

Principal & interest$1,896
FHA mortgage insurance (est.)$142
Property taxes (actual bill)$210
HOA / condo fee$235
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $322K
$252KedgeAI estimate $291,123 · range $262K–$316K$335K

vs edgeAI estimate

+10.6%

$/sqft vs Lakeland actives

$168 vs $194

Days on market

32 vs 67 typical

Where $168/sqft sits among the 400 Lakeland actives

76
125 · this home
103
48
21
27
$128–162$162–195$195–228$228–261$261–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Drive times from this address

Downtown Tampa≈ 43 min
Walt Disney World≈ 45 min
Tampa Int’l Airport (TPA)≈ 54 min
Universal Orlando≈ 55 min
Downtown Orlando≈ 61 min
Orlando Int’l Airport (MCO)≈ 66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33810 — neighborhood snapshot

Population

52,734

Median age

42.2

Median income

$69,738

Median home value

$245,300

Avg household

2.71

Households w/ children

5,718

For the school run

Polk County School District

MiddleSleepy Hill Middle School★★★★★
ElementarySleepy Hill Elementary School★★★★★
HighKathleen Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$316K → $322K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

239 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the LAKELAND 33810 median. See the full Lakeland market guide →

Paper trail

This home's history

Sep 8, 2026Listed at $322,000 · 32 days on market since
1999Built · SILVER LAKES REP

Reality check

What actually sold near 6276 SILVER LAKES DRIVE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6320 SILVER LAKES DRIVE WSold · Mar ’26

$272,900

6320 SILVER LAKES DRIVE W · same community

3 bd · 2 ba · 1,857 sqft · $147/sqft · 123 DOM

6231 RES CIRCLESold · Oct ’25

$245,000

6231 RES CIRCLE · same community

2 bd · 2 ba · 1,800 sqft · $136/sqft · 19 DOM

6246 RES CIRCLESold · Sep ’26

$305,000

6246 RES CIRCLE · same community

2 bd · 2 ba · 1,775 sqft · $172/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 6276 SILVER LAKES DRIVE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6276 SILVER LAKES DRIVE E — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6276 SILVER LAKES DRIVE E FAQs

What would the monthly payment be for 6276 SILVER LAKES DRIVE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,643/mo — principal and interest, the actual property-tax bill, the $235/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6276 SILVER LAKES DRIVE E?+

The association fee works out to $235 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6276 SILVER LAKES DRIVE E?+

The most recent tax bill on record (2025) was $2,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6276 SILVER LAKES DRIVE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $322,000, this home is listed about 4% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6276 SILVER LAKES DRIVE E?+

Sleepy Hill Middle School (middle), Sleepy Hill Elementary School (elementary), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Lori Edwards. MLS #L4964589.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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