CENTURY 21 Edge
$2,550$2,6506 bd3 ba3,326 sqft$1 /sqft≈$178 /mo all-in ↓

1855 RED LOOP, LAKELAND, FL, 33801

Active39 days on marketListed Sep 1, 2026MLS #L4964743

✦ Priced 99% below the LAKELAND 33801 median✦ Reduced $100WaterfrontSingle Family ResidenceSADDLE CREEK

About this home

1855 RED LOOP

Check out this 6 bedroom 3 bath 3,326 sq ft foot LAKE FRONT HOME. Open kitchen with center island, granite counter tops and stainless steel appliances. As well as a walk in pantry. Other features include tile floors on the ground floor and carpeting upstairs, large family room with great views of the lake, formal dining room, Huge upstairs loft perfect for another living room or play space for the kids. The master bedroom offers an ensuite master bath that offers a dual sink vanity and step in shower as well as a huge walk in closet. Spacious fenced back yard, 2 car garage. Inside laundry room with washer and dryer included. All bedrooms have ceiling fans. The community offers a great community pool perfect for those hot days! Easy access to Polk Parkway! **This home comes with high speed internet up to 1 Gig at an exclusive group rate of $60/month (In addition to advertised rent), and includes 24/7 premium support and setup to help get you connected at move-in** Administration Fee: Upon approval tenants will be subject to a $250 one-time administration fee. This property is proud to offer deposit-free living to qualified renters through Obligo! We understand that moving costs can add up, so we want to extend financial flexibility to our residents. Resident Benefit Package (Included in rental amount): -Bi-monthly A/C Filter Delivery -$100,000 Tenant Liability Insurance/ $10,000 Content Coverage -PestShare Service -Identity Protection -Credit building (All Credit Bureaus) -Piñata Tenant Rewards Program -Tenant Portal Access: Online payments & submission of maintenance requests -24 Hour Emergency Maintenance Hotline -One time Late Fee Forgiveness -$500 Rebate after closing if you purchase a home with one of our preferred Realtors

Facts & features

The home at a glance

6

Bedrooms

3

Bathrooms

3,326

Sqft

0.17 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$1

Per sqft

WaterfrontGarden & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

ViewGarden · Water
FacesNorth
ParkingGarage Door Opener
ExteriorIrrigation System · Lighting · Sidewalk

Community & fees

PetsBreed Restrictions, Dogs OK, Monthly Pet Fee, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$178 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $89Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $89
Interest rate6.00%
Loan term

Estimated payment

$178/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lakeland actives

$1 vs $194

Days on market

39 vs 67 typical

Where $1/sqft sits among the 400 Lakeland actives

1 · this home
11
86
195
75
32
$1–57$57–112$112–168$168–224$224–280$280+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Drive times from this address

Walt Disney World≈ 42 min
Universal Orlando≈ 52 min
Downtown Tampa≈ 52 min
Downtown Orlando≈ 58 min
Orlando Int’l Airport (MCO)≈ 63 min
Tampa Int’l Airport (TPA)≈ 63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33801 — neighborhood snapshot

Population

33,460

Median age

33.4

Median income

$49,210

Median home value

$138,700

Avg household

2.43

Households w/ children

3,160

For the school run

Polk County School District

MiddleCrystal Lake Middle School★★★★★
ElementaryCrystal Lake Elementary School★★★★★
HighTenoroc High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller — 4.0 months of inventoryBuyer’s market

$316K → $322K

Lakeland median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

247 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the LAKELAND 33801 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,550 ▼ $100
Sep 1, 2026Listed at $2,650 · 39 days on market since
2024Built · SADDLE CREEK

Reality check

What actually sold near 1855 RED LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7042 SADDLE CREEK CIRCLESold · Jan ’26

$1,150,000

7042 SADDLE CREEK CIRCLE · same community

4 bd · 4 ba · 3,369 sqft · $341/sqft · 6 DOM

7610 SADDLE CREEK TRAILSold · May ’26

$1,195,000

7610 SADDLE CREEK TRAIL · same community

3 bd · 3 ba · 3,060 sqft · $391/sqft · 9 DOM

7012 SADDLE CREEK CIRCLESold · Dec ’25

$1,275,000

7012 SADDLE CREEK CIRCLE · same community

5 bd · 5 ba · 3,887 sqft · $328/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1855 RED LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1855 RED LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1855 RED LOOP FAQs

What would the monthly payment be for 1855 RED LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1855 RED LOOP?+

The listing reports pets: Breed Restrictions, Dogs OK, Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $2,550, this home is listed about 99% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1855 RED LOOP?+

Crystal Lake Middle School (middle), Crystal Lake Elementary School (elementary), Tenoroc High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LAKELAND 33801 market on paper

$2,550 is 99% below the LAKELAND 33801 median of $255,000, and at $1/sqft it sits under the Lakeland average of $202.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $2,650, now $2,550 — a $100 cut. The full history is in the market section below.

Listing courtesy of S & D REAL ESTATE SERVICE LLC · Richard Eijo. MLS #L4964743.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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