3607 DEBORAH DRIVE, LAKELAND, FL, 33810
Active30 days on marketListed Sep 18, 2026MLS #L4964859
About this home
3607 DEBORAH DRIVE
Virtually Staged. Located in an established Lakeland neighborhood, this home offers recent updates along with plenty of space to enjoy both indoors and out. Fresh paint throughout gives the interior a refreshed feel while updated doors add another finishing touch. The large living room provides plenty of room for gatherings and everyday living. Major improvements include a 2024 roof and water heater plus 2024 windows across the front of the home. Step outside to a screened-in back porch or enjoy the separate outdoor porch featuring a bar overlooking the above-ground pool. The fenced property provides added privacy and includes two sheds for additional storage. Lake Parker Park, Bonnet Springs Park and Downtown Lakeland are all just a short drive away. Easy access to I-4 also makes travel toward Tampa, Orlando and other Central Florida destinations convenient. With indoor and outdoor spaces for relaxing, entertaining and making your own, this Lakeland home has plenty to enjoy.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,393
Sqft
0.23 ac
Lot size
1984
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,891 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,891/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.6%
$/sqft vs Lakeland actives
$186 vs $194
Days on market
30 vs 60 typical
Where $186/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33810 — neighborhood snapshot
Population
52,734
Median age
42.2
Median income
$69,738
Median home value
$245,300
Avg household
2.71
Households w/ children
5,718
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
221 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3607 DEBORAH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$169,600
5455 MORGAN ROAD UNIT 19 · same community
2 bd · 2 ba · 1,024 sqft · $166/sqft · 6 DOM
Sold · Mar ’26$170,000
3742 & 3736 VALLEY FARM ROAD
3 bd · 2 ba · 1,404 sqft · $121/sqft · 10 DOM
Sold · May ’26$227,500
4910 ROLLINGLEN LOOP E
4 bd · 2 ba · 1,352 sqft · $168/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3607 DEBORAH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3607 DEBORAH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3607 DEBORAH DRIVE FAQs
What would the monthly payment be for 3607 DEBORAH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,891/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3607 DEBORAH DRIVE?+
The most recent tax bill on record (2025) was $1,100. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3607 DEBORAH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $259,000, this home is listed about 22% below the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3607 DEBORAH DRIVE?+
Kathleen Middle School (middle), Griffin Elementary School (elementary), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33810 market on paper
$259,000 is 22% below the LAKELAND 33810 median of $330,950, and at $186/sqft it sits under the Lakeland average of $202.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $275,000, now $259,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Tiffany Blackwelder. MLS #L4964859.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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