3503 DIAMOND TERRACE, MULBERRY, FL, 33860
Active38 days on marketListed Sep 10, 2026MLS #L4964900
About this home
3503 DIAMOND TERRACE
$10,000 SELLER CREDIT TOWARD BUYER'S CLOSING COSTS AND/OR INTEREST RATE BUYDOWN! 100% USDA FINANCING AVAILABLE—NO DOWN PAYMENT FOR QUALIFIED BUYERS! PREPARED FOR FLORIDA LIVING—WHATEVER THE WEATHER BRINGS! This well-maintained 3-bedroom, 2-bath home offers valuable storm-preparation features, including a Generac whole-house generator system and hurricane shutters installed in recent years, along with a roof replaced in 2021. When Florida weather threatens, you'll appreciate having these important features already in place! Inside, high ceilings and impressive transom windows above the rear glass sliders fill the main living area with natural light, creating a bright and open feel. The kitchen features white cabinetry and appliances, a convenient breakfast bar, closet pantry and glass sliders leading directly to the screened lanai. A spacious dining area just off the kitchen opens to the living room, making the layout comfortable for both everyday living and entertaining. The desirable split-bedroom floor plan provides privacy, with a spacious primary suite featuring a walk-in closet. Step outside to enjoy the screened lanai overlooking the fenced backyard, complete with a detached storage building for additional storage. Additional features include a Culligan water softener system, washer and dryer included, a garage sliding screen door installed in 2025, LeafFilter gutters (2025) and a freshly painted exterior. Situated among attractive, well-kept homes in a quiet area with NO HOA, this property combines a comfortable floor plan, abundant natural light, outdoor living space, and valuable storm-season improvements—all in one inviting package. Great location- just blocks from shopping, restaurants and more!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,482
Sqft
0.28 ac
Lot size
2
Garage
1997
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,191 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,191/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
$/sqft vs Mulberry actives
$209 vs $182
Days on market
38 vs 58 typical
Where $209/sqft sits among the 92 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $307K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
49 of 92
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 3503 DIAMOND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$332,000
3464 DIAMOND TERRACE · same community
3 bd · 2 ba · 1,506 sqft · $220/sqft · 59 DOM
Sold · Feb ’26$330,000
3441 JADE LANE · same community
3 bd · 2 ba · 1,509 sqft · $219/sqft · 57 DOM
Sold · Jan ’26$299,999
3551 JADE LANE · same community
3 bd · 2 ba · 1,548 sqft · $194/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3503 DIAMOND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3503 DIAMOND TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3503 DIAMOND TERRACE FAQs
What would the monthly payment be for 3503 DIAMOND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,191/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3503 DIAMOND TERRACE?+
The most recent tax bill on record (2025) was $827. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Mulberry?+
At $310,000, this home is priced right at the Mulberry median.
Which schools are assigned to 3503 DIAMOND TERRACE?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX EXPERTS · Lorrie Clark. MLS #L4964900.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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