407 PABLO STREET, LAKELAND, FL, 33803
Active39 days on marketListed Sep 9, 2026MLS #L4964908
About this home
407 PABLO STREET
Discover the charm of mid-century living in Central Lakeland, Florida with this beautifully maintained 3-bedroom, 2-bath home combining treasured 1950s character with thoughtful updates and an incredibly convenient location. Step inside and you'll immediately appreciate the brand-new REAL hardwood flooring and the character that makes a true mid-century home so special. Beautiful original 1950s bathrooms have been preserved, adding vintage personality and authenticity that's increasingly difficult to find. The spacious and versatile floor plan offers plenty of room to spread out, including a living room, large family room, formal dining room, dinette, and a separate office or sunroom. A desirable split-bedroom layout provides additional privacy for the primary suite, family members, or overnight guests. An indoor laundry room adds everyday convenience. Outside, the home's curb appeal shines with a circular driveway and beautifully manicured lot. The fenced backyard provides a private space for entertaining, pets, gardening, or relaxing outdoors, while a detached shed offers valuable additional storage or workspace. New AC and ductwork in 2023 and plumbing re-piped in 2024 LOCATION, LOCATION, LOCATION! Situated in the heart of Central Lakeland, this home puts you close to everything that makes Lakeland such a desirable place to live. This home is just a short walk to the iconic Southgate Shopping Center. Enjoy convenient access to Downtown Lakeland, shopping, restaurants, nightlife, medical facilities, and the Polk Parkway, making travel throughout Polk County and Central Florida easy. If you've been searching for a mid-century home for sale in Lakeland, FL, a 3-bedroom home in Central Lakeland, or a home with original 1950s character and modern updates, this unique property is one you'll want to see. Don't miss the opportunity to own a piece of Lakeland's mid-century charm in a location that's convenient to nearly everything. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,996
Sqft
0.23 ac
Lot size
1953
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,368 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,368/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.7%
$/sqft vs Lakeland actives
$164 vs $194
Days on market
39 vs 61 typical
Where $164/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southwest Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Southwest Lakeland — neighborhood snapshot
Population
2,199
Median age
53
Median income
$61,133
Median home value
$198,536
Avg household
2
Households w/ children
108
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
222 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 407 PABLO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$315,200
418 DUCHESS DRIVE
4 bd · 2 ba · 1,860 sqft · $169/sqft · 46 DOM
Sold · Feb ’26$219,500
530 BELLEVIEW AVENUE
3 bd · 2 ba · 1,800 sqft · $122/sqft · 4 DOM
Sold · Apr ’26$345,000
627 PALMORE COURT
4 bd · 2 ba · 1,776 sqft · $194/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 407 PABLO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 407 PABLO STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
407 PABLO STREET FAQs
What would the monthly payment be for 407 PABLO STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,368/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 407 PABLO STREET?+
The most recent tax bill on record (2025) was $1,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $327,500, this home is listed about 1% below the Lakeland median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 407 PABLO STREET?+
Southwest Elementary School (elementary), Southwest Middle School (middle), Lakeland Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REGAL REAL ESTATE LLC · Tammy Storie. MLS #L4964908.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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