
995 LAKE HOLLINGSWORTH DRIVE, LAKELAND, FL, 33803
Active30 days on marketListed Sep 10, 2026MLS #L4964909
About this home
995 LAKE HOLLINGSWORTH DRIVE
Set along the shores of Lake Hollingsworth, this extraordinary 1955 residence blends timeless architecture, thoughtful restoration and resort-style living. Beyond the private gated drive, the three-story concrete-and-brick home offers 5 bedrooms, 6 full and 2 half baths, and 7,767 square feet of air-conditioned living space. An open, inviting floor plan and primary suites on both the main and upper levels provide exceptional flexibility for family and guests. Positioned 16 feet above Lake Hollingsworth, the home captures spectacular water views—most notably from its striking cantilevered balcony. The current owners completed an extensive restoration in 2014, carefully preserving the home’s original architectural character while creating beautifully updated spaces for modern living. Outdoors, the property feels like a private resort, featuring a pool with tanning ledge, an approximately 730-square-foot cabana, a 360-square-foot trellised sitting area, and an elevated fire pit surrounded by U-shaped seating. Six fire urns positioned along the front and side of the home continue the original design vision of incorporating views of both water and fire throughout the property. The fully enclosed backyard is surrounded by a concrete privacy wall and includes an 800-square-foot, three-car carport in addition to the attached two-car garage. Expansive lake frontage also offers the opportunity to add a private dock, subject to City of Lakeland permitting and approval. Additional highlights include a whole-home natural gas Generac generator, two laundry areas, abundant storage, a game room, media room, home gym and a secure walk-in safe with custom wood-stained cabinetry and storage for up to 61 long guns. Originally commissioned by prominent Lakeland businessman James “Jim” L. Ewell, the home was designed by noted architect A. Wynn Howell, whose architectural training included study under Frank Lloyd Wright. Its distinctive concrete construction reflects Ewell’s connection to the concrete industry, while its specialty tile “Forever Roof” is supported by three layers of plywood. The 2014 restoration was designed by the late architect Ernie Straughn and completed by Thurn Construction, resulting in a rare residence where architectural history, privacy and effortless lakefront living come together.
Facts & features
The home at a glance
5
Bedrooms
7
Bathrooms
7,767
Sqft
1.21 ac
Lot size
2
Garage
1955
Year built
Multi/Split
Levels
$483
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$24,539 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$24,539/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+62.1%
$/sqft vs Lakeland actives
$483 vs $194
Days on market
30 vs 67 typical
Where $483/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Hollingsworth
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Hollingsworth — neighborhood snapshot
Population
3,551
Median age
41
Median income
$122,863
Median home value
$383,750
Avg household
3
Households w/ children
439
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
239 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1161% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 995 LAKE HOLLINGSWORTH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$720,000
205 MIRAMAR ROAD · same community
4 bd · 2.5 ba · 3,094 sqft · $233/sqft · 3 DOM
Sold · Apr ’26$619,000
120 MORNINGSIDE DRIVE · same community
4 bd · 3.5 ba · 3,044 sqft · $203/sqft · 5 DOM
Sold · Jun ’26$640,000
414 EUNICE ROAD · same community
3 bd · 3 ba · 2,913 sqft · $220/sqft · 241 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 995 LAKE HOLLINGSWORTH DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 995 LAKE HOLLINGSWORTH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
995 LAKE HOLLINGSWORTH DRIVE FAQs
What would the monthly payment be for 995 LAKE HOLLINGSWORTH DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,539/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 995 LAKE HOLLINGSWORTH DRIVE?+
The most recent tax bill on record (2025) was $32,853. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 995 LAKE HOLLINGSWORTH DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $3,750,000, this home is listed about 1019% above the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 995 LAKE HOLLINGSWORTH DRIVE?+
Cleveland Court Elementary School (elementary), Southwest Middle School (middle), Lakeland Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,750,000 runs 1161% above the LAKELAND 33803 median — but at 7,767 sqft it's also nearly 4 times the size of the typical Lakeland listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Cleveland Court Elementary School, Southwest Middle School, Lakeland Senior High School — Cleveland Court Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY · Kim McKeel. MLS #L4964909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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