7309 RYMAN LOOP, ZEPHYRHILLS, FL, 33540
Active30 days on marketListed Sep 12, 2026MLS #L4965011
About this home
7309 RYMAN LOOP
If you’ve been looking for a home with plenty of space, a little more privacy, and a country feel without being far from everything, this one is worth a look! This spacious 4-bedroom, 2-bath home sits on approximately half an acre and offers over 2,000 square feet of living space. With a new metal roof in 2025 and A/C replaced in 2024, some of the big updates have already been taken care of. Inside, there’s plenty of room to spread out. The split-bedroom floor plan offers added privacy, while the open layout makes the home comfortable for everyday living and entertaining. You’ll find a formal living room, a spacious kitchen with a casual dining nook, a separate dining or bonus area, and a large family room with plenty of space to gather. The primary suite is tucked away from the other bedrooms and includes a private bath with a garden soaking tub, separate shower, and dual vanities. The additional bedrooms are generously sized and even have walk-in closets, giving you plenty of extra storage. Out back, step onto the deck and enjoy the open views and peaceful setting with no rear neighbors. With approximately half an acre, there’s room to spread out, enjoy the outdoors, and make the space your own. And while it may feel a little more peaceful and tucked away, you’re less than two miles from the heart of Zephyrhills, with shopping, restaurants, hospitals, entertainment, and everyday conveniences nearby. If you’re ready for more space, more privacy, and that relaxed Florida lifestyle, come take a look. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,052
Sqft
0.52 ac
Lot size
2000
Year built
One
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,829 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,829/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.3%
$/sqft vs Zephyrhills actives
$122 vs $169
Days on market
30 vs 70 typical
Where $122/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pretty Pond Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Pretty Pond Acres — neighborhood snapshot
Population
301
Median age
59
Median income
$44,521
Median home value
$131,100
Avg household
2
Households w/ children
9%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
234 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 7309 RYMAN LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$330,500
7601 MERCHANTVILLE CIRCLE
4 bd · 2 ba · 2,003 sqft · $165/sqft · 26 DOM
Sold · Oct ’25$400,000
39443 PRETTY POND ROAD
3 bd · 3 ba · 1,964 sqft · $204/sqft · 19 DOM
Sold · Aug ’26$395,000
38929 TALL DRIVE
4 bd · 3 ba · 1,956 sqft · $202/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 7309 RYMAN LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7309 RYMAN LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7309 RYMAN LOOP FAQs
What would the monthly payment be for 7309 RYMAN LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,829/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7309 RYMAN LOOP?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7309 RYMAN LOOP?+
The most recent tax bill on record (2025) was $890. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7309 RYMAN LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $249,900, this home is listed about 18% below the Zephyrhills median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7309 RYMAN LOOP?+
Zephyrhills High School (high), Woodland Elementary School (elementary), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33540 market on paper
$249,900 is 24% below the ZEPHYRHILLS 33540 median of $329,900, and at $122/sqft it sits under the Zephyrhills average of $176.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $255,000, now $249,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Sheri Snyder. MLS #L4965011.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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