5074 SHORE SIDE DR, LAKELAND, FL, 33812
Active5 days on marketListed Sep 15, 2026MLS #L4965017
About this home
5074 SHORE SIDE DR
Welcome to this beautifully maintained 4 bedroom, 3 bath home with an additional office/bonus room, located in the desirable gated community of Waters Edge along scenic Banana Lake in South Lakeland. Situated on a corner lot, this home offers excellent curb appeal, a spacious 3-car garage, and an impressive backyard designed for both relaxing and entertaining. Inside, the open concept floor plan creates an inviting flow throughout the main living spaces. The spacious kitchen features granite countertops, two oversized islands, stainless steel appliances, abundant cabinetry, and plenty of room for gathering. Beautiful details throughout the home include crown molding, plantation shutters, and tray ceilings. The private primary suite offers a peaceful retreat with custom closets, dual vanities, and a large walk-in shower. Large stacking sliders open completely to the expansive covered lanai, seamlessly extending the living space outdoors. The screened backyard is truly an entertainer’s dream, featuring a 16’ x 40’ heated saltwater pool and spa equipped with a Pentair SMART system. Whether you’re enjoying a quiet morning by the pool or hosting friends and family, this outdoor space offers the perfect setting for Florida living. Additional features include a BRAND NEW AC system installed in 2026, added hanging storage shelving in the 3-car garage, irrigation system, interior laundry room, and numerous thoughtful upgrades throughout. The exterior was freshly painted in 2025, giving the home a fresh, updated look. Located in one of South Lakeland’s desirable gated communities, Waters Edge offers beautiful lakefront surroundings and a convenient location close to shopping, dining, schools, and everyday amenities. With its corner lot location, spacious floor plan, impressive pool area, and recent major updates, this home is ready for its next owners to enjoy. Enjoy added privacy and ambiance with 35 newly planted trees and plants lining the rear property line.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,792
Sqft
0.36 ac
Lot size
3
Garage
2015
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,484 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,484/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.1%
$/sqft vs Lakeland actives
$286 vs $193
Days on market
5 vs 43 typical
Where $286/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $323K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
242 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 116% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5074 SHORE SIDE DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$425,000
8635 CREEDMOOR LANE · same community
4 bd · 3 ba · 2,655 sqft · $160/sqft · 229 DOM
Sold · Jun ’26$510,000
8730 BRIGGS MARSH COURT · same community
4 bd · 3 ba · 2,655 sqft · $192/sqft · 19 DOM
Sold · Oct ’25$474,000
10925 OYSTER BAY CIRCLE · same community
5 bd · 4 ba · 2,635 sqft · $180/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5074 SHORE SIDE DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5074 SHORE SIDE DR — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5074 SHORE SIDE DR FAQs
What would the monthly payment be for 5074 SHORE SIDE DR?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,484/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5074 SHORE SIDE DR?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5074 SHORE SIDE DR?+
The most recent tax bill on record (2024) was $7,558. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5074 SHORE SIDE DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $799,000, this home is listed about 139% above the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5074 SHORE SIDE DR?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,000 runs 116% above the LAKELAND 33812 median — but at 2,792 sqft it's also 62% larger than the typical Lakeland listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Lakeland market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Heather Padgett. MLS #L4965017.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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