816 LEXINGTON STREET, LAKELAND, FL, 33801
Active31 days on marketListed Sep 17, 2026MLS #L4965056
About this home
816 LEXINGTON STREET
Virtually Staged. Beautifully updated 2-bedroom, 1-bathroom unit in a duplex near the heart of downtown Lakeland! Enjoy convenient access to downtown nightlife, the Lakeland Public Library, and Black & Brew Coffee—all within walking or rolling distance. This move-in-ready unit features a completely renovated kitchen with granite countertops, solid cabinetry, and stainless-steel appliances. Additional updates include fresh paint throughout, an updated bathroom, and upgraded ceiling fans. Residents also have access to an on-site laundry area featuring two washers, two dryers, and a convenient folding station. This unit features a 2 car garage allowing for safe keeping for the car(s) in your life. Contact us today to schedule your private showing!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
713
Sqft
0.16 ac
Lot size
2
Garage
1975
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$171 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$171/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$2 vs $194
Days on market
31 vs 60 typical
Where $2/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Lake Morton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Historic Lake Morton — neighborhood snapshot
Population
1,887
Median age
35
Median income
$60,388
Median home value
$375,682
Avg household
2
Households w/ children
100%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
222 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 816 LEXINGTON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$260,000
907 E PALMETTO STREET · same community
3 bd · 1 ba · 837 sqft · $311/sqft · 21 DOM
Sold · Jun ’26$270,000
915 CUMBERLAND STREET · same community
2 bd · 1 ba · 1,118 sqft · $242/sqft · 5 DOM
Sold · Aug ’26$775,000
834 CUMBERLAND STREET · same community
4 bd · 2.5 ba · 3,384 sqft · $229/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 816 LEXINGTON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 816 LEXINGTON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
816 LEXINGTON STREET FAQs
What would the monthly payment be for 816 LEXINGTON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $171/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 816 LEXINGTON STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $1,460, this home is listed about 100% below the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 816 LEXINGTON STREET?+
Philip O'Brien Elementary School (elementary), Lakeland Senior High School (high), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AMERICAN REALTY · Ulric Dunbar, III. MLS #L4965056.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 816 LEXINGTON STREET but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anthony to ping you on any price or status change →